You may have been trading successfully and are now looking for a bank that can help you take the next step.

Perhaps you’re a bigger, more established business seeking dedicated support to drive your company forward.

You could be planning to make managing your business easier by opening a secondary account. Or maybe you’re establishing a new legal entity.

We have business current accounts to help you reach your goals.

Apply now

Call us to talk to one of our Relationship Managers. We are available from 8am to 8pm Monday to Friday and 9am to 1pm on Saturday.

0345 072 5555

Key features and benefits

  • Manage your account online, over the phone or through our extensive branch network
  • Enjoy expert support from your dedicated Relationship Manager
  • Access to financial support, including business loans, asset finance, overdrafts, invoice finance and credit cards
  • Access to a range of saving and deposit accounts 
  • Choose the tariff that best meets your business needs

Business Extra Tariff

If you regularly make transactions in branch – such as paying cheques in or withdrawing cash – this may be your preferred option.

Find out how your banking rates would compare under Business Extra Tariff and Electronic Business Tariff.

Tariff comparison calculator

Electronic Business Tariff

If you regularly make transactions electronically –through Internet Banking, using automated payment methods or at ATMs – this may be your preferred option.

Find out how your banking rates would compare under Business Extra Tariff and Electronic Business Tariff.

Tariff comparison calculator

Switching to us is easy

We will:

  • arrange for your old bank to close your previous account and transfer any credit balance to your new Lloyds Bank account          
  • transfer all incoming and outgoing payments within the seven working day guarantee
  • redirect all payments to and from your old account to your new account for at least three years
  • refund you for any interest or charges incurred on your old or new account as a result of an unlikely delay caused by us

Current Account Switch Guarantee (PDF)

Current Account Switch Guide (PDF)

Is my business eligible?

To apply for a Business Current Account, you should:

  • have a turnover above £3m
  • require the account for business use
  • be a sole trader, partner or director
  • be aged 18 or over

What we’d need to know

We have worked with other providers of UK business banking accounts to help you prepare by agreeing a basic set of information that we’ll need from you.

View business account opening guide on UK Finance web site

Accepting card payments

Whatever the current size of your business, we can help you manage accepting card payments in a range of ways – smoothly and reliably.

 

 

 



 

Cardnet®

Accountancy software

Business Finance Assistant is an online accountancy package that integrates easily with your business accounts, including accounts with other providers. It can help you predict cash flow peaks and troughs, manage your invoices, submit digital VAT returns and much more – giving you greater control over your finances and saving valuable time.



Business Finance Assistant

Road to recovery guides

Support for businesses impacted by the coronavirus pandemic.

 

Find out more

Independent service quality survey results

Business Current Accounts

Published August 2020

As part of a regulatory requirement, an independent survey was conducted to ask approximately 1,200 customers of each of the 14 largest business current account providers if they would recommend their provider to other small and medium-sized enterprises (SMEs*). The results represent the view of customers who took part in the survey.

Overall service quality

We asked customers how likely they would be to recommend their business current account provider to other SMEs.

Ranking

Handelsbanken 79%
Metro Bank 67%
Santander 63%
Barclays 59%
Lloyds Bank 55%

View the full set of results

The requirement to publish the Financial Conduct Authority Service Quality Information for business current accounts can be found here

Apply now

Call us to talk to one of our Relationship Managers. We are available from 8am to 8pm Monday to Friday and 9am to 1pm on Saturday.

0345 072 5555

Talk to one of our specialists

If your business turnover is between £3-25m please call

Call us to talk to one of our relationship managers. We are available from 8am to 8pm Monday to Friday and 9am to 1pm on Saturday.

0345 072 5555

Important Legal Information

Lloyds Bank is a trading name of Lloyds Bank plc, Bank of Scotland plc and Lloyds Bank Corporate Markets plc. Lloyds Bank plc. Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no.2065. Bank of Scotland plc. Registered Office: The Mound, Edinburgh EH1 1YZ. Registered in Scotland no. SC327000. Lloyds Bank Corporate Markets plc. Registered office 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no. 10399850. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278, 169628 and 763256 respectively.

The products and services outlined on this site may be offered by legal entities from across Lloyds Banking Group, including Lloyds Bank plc and Lloyds Bank Corporate Markets plc. Lloyds Bank plc and Lloyds Bank Corporate Markets plc are separate legal entities within the Lloyds Banking Group.

Calls may be monitored or recorded in case we need to check we have carried out your instructions correctly and to help improve our quality of service.

Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS). Please note that due to FSCS and FOS eligibility criteria not all business customers will be covered.

Please note that any data sent via e-mail is not secure and may be read by others.