Free day-to-day banking

If you’re eligible for an account, you won’t pay a monthly fee*.

Instant access to funds

As long as cleared funds are available.

Easy to manage account

Simple withdrawals, Direct Debits or standing orders.


*We do not charge for day-to-day banking on our Credit Union Account, however charges for CHAPS, International Payments and other service charges apply. Free day-to-day banking applies if you continue to meet our eligibility criteria, which means you must be a registered Credit Union. Information on other service charges that apply can be found in the relevant charges brochure. 


*We do not charge for day-to-day banking on our Credit Union Account, however charges for CHAPS, International Payments and other service charges apply. Free day-to-day banking applies if you continue to meet our eligibility criteria, which means you must be a registered Credit Union. Information on other service charges that apply can be found in the relevant charges brochure. 

 

How to open a Credit Union Account

Complete an enquiry form to apply for a Credit Union Account.

To apply for a Credit Union Account, you will:

  • Be an approved credit union
  • Use the account for business only
  • Please see our Terms and Conditions for other important information.
Send an enquiry form

Switching to us is easy

The Current Account Switch Service makes switching current accounts from one UK bank or building society to another simple, reliable and stress-free. It is available to consumers, businesses, charities and trusts, and allows you to choose a switch date that suits you.

Current Account Switch Guarantee (PDF, 65KB)

Current Account Switch Guide (PDF, 71KB)

A note about rates and charges

We won’t charge you a monthly fee to use your Credit Union Account. But you might have to pay for some specific services.  

Terms and Conditions

Other products you might be interested in

Taking card payments

From card readers to online payments

We can help you accept card payments online, over the phone or face to face, no matter the size of your business.

Lloyds Bank Cardnet®