
Business Cards
The cost-effective way to manage your cash flow and stay on top of your expenses.

Business Credit Card
Ease your cash flow and enjoy flexible repayment options by accessing longer term credit when your available funds are limited.
- Benefit from flexible repayment options.
- Issue up to 20 cardholders with their own spending limits.
- Borrow up to £10,000.

Business Charge Card
Make your capital work harder by accessing short term funding with no interest to pay as the monthly balance is repaid in full.
- Pay your balance in full each month.
- Issue as many cardholders as you need, with their own spending limits.
- Borrow from £1000 up to an agreed limit.
Key features and benefits
- Up to 45 days of interest-free credit.
- Easily manage and track your business expenses online.
- Withdraw up to £500 cash per day.
- Use your card worldwide, with no sterling transaction fees.
- Use your card for contactless payments.
- Take advantage of offers and discounts from Mastercard®.
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View details of our interest-free period as well as monthly and annual rates.
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For more information and to make sure you understand the small print, please view our Business Credit Card and Charge Card terms and conditions
Lloyds Bank Business Credit Card Terms and Conditions - Consumer Credit Act Version
Lloyds Bank Business Credit Card Terms and Conditions - Non Consumer Credit Act Version
Lloyds Bank Business Charge Card Terms and Conditions - Consumer Credit Act Version
Lloyds Bank Business Charge Card Terms and Conditions - Non Consumer Credit Act Version
Helping you compare our credit card currency charges with other providers
You can now compare our currency conversion charges for card transactions in euro and other EEA currencies. We display these charges as a percentage mark up over the European Central Bank reference rate (ECB rate). The table below does not take into account any other transaction costs we charge, for example foreign currency cash fees.
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Your Credit Card foreign currency transaction fee mark up over the ECB rate. |
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Exchange rates
The table should be used as a guide only. Rates are updated once a day on business days. We use Mastercard rates and ECB rates which are subject to change.
Transactions in EEA currencies other than euro will be converted to euro first, then pounds sterling.
You can find the latest available Mastercard exchange rate here.
Fees for currency conversion
The comparison above uses the credit card standard non-sterling transaction fee of 2.95%.