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Shop and Salon Insurance

Get the insurance cover you need to protect your shop or shop chain. We work with Arthur J. Gallagher Insurance Brokers Limited, who are part of one of the largest insurance broking groups in the world, to get shop owners - like florists, butchers and hairdressers - the protection they need.

Features and Benefits

  • Compare quotes from our panel
    Quotes aren’t just provided by one insurer, but a panel of insurers, selected for their competitive prices and expertise.
  • Protect your business
    You can request immediate cover when you buy over the phone.
  • Easy to buy
    Dedicated, UK-based advisers are committed to sourcing the shop insurance you need at prices that suit.

Keep in Mind

  • To offer this insurance service, we work with Arthur J. Gallagher Insurance Brokers Limited, one of the UK’s largest insurance brokers. Arthur J. Gallagher will search a panel of insurance providers for quotes tailored to your business’ insurance needs.
  • Insurance covers are subject to the individual terms, conditions and exclusions of the insurer providing them. Always review the policy documentation supplied during the quote process to ensure you have the cover you need.

Need advice?

Call 0345 377 0002 to get advice from specialist advisers on the shop insurance you need.

The general line is available from 8am to 6pm Monday to Friday. You’ll have the option to buy your policy over the phone, and request instant cover.

  • Buildings insurance

    As a shop owner, bricks and mortar remain essential to your business model. Property damage, such as broken windows or flooding, poses a major threat to your livelihood. Buildings insurance protects against otherwise costly repairs should your shop incur accidental damage.

    Product liability

    Whether you make or buy the products you sell, you are liable for any damage or injury they may cause your customers. Product liability cover protects shop owners against large compensation payouts should a customer sue for damages.

    Public liability

    As a small business owner, you’re legally responsible for the health and safety of the people you interact with. For example, if customers or suppliers are injured on your premises, they could sue your business for damages. Public liability insurance can cover costly compensation payouts and legal fees spent defending allegations. Please note this is not a comprehensive list, additional covers are available to ensure our business is suitably protected.

    Please note this is not a comprehensive list, additional covers are available to ensure our business is suitably protected.

  • Professional Indemnity Insurance

    Protect your business against allegations about your service or the advice you provide.

    Insurance homepage

    We offer a range of insurance products providing cover for a variety of sectors.

Need Advice?

If you’re not sure what you need, call to speak to specialist shop insurance advisers.

0345 377 0002

Lines available from 8am to 6pm Monday to Friday.

Request a Callback

Complete our online form if you'd like to receive a call back to discuss your Shop and Salon Insurance needs.

Contact Directory

Whether you’re an existing customer or looking for the right contact.

Lloyds Bank plc is an introducer to Arthur J. Gallagher Insurance Brokers Limited who arrange and administer Lloyds Bank Business Insurance Services and source products from a panel of insurers.

Important Legal Information

Lloyds Bank is a trading name of Lloyds Bank plc, Bank of Scotland plc and Lloyds Bank Corporate Markets plc. Lloyds Bank plc. Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no.2065. Bank of Scotland plc. Registered Office: The Mound, Edinburgh EH1 1YZ. Registered in Scotland no. SC327000. Lloyds Bank Corporate Markets plc. Registered office 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no. 10399850. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278, 169628 and 763256 respectively.

The products and services outlined on this site may be offered by legal entities from across Lloyds Banking Group, including Lloyds Bank plc and Lloyds Bank Corporate Markets plc. Lloyds Bank plc and Lloyds Bank Corporate Markets plc are separate legal entities within the Lloyds Banking Group.

Calls may be monitored or recorded in case we need to check we have carried out your instructions correctly and to help improve our quality of service.

Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS). Please note that due to FSCS and FOS eligibility criteria not all business customers will be covered.

Insurance covers are subject to the individual terms, conditions and exclusions of the insurer providing them. Always review the policy documentation supplied during the quote process to ensure you have the cover you need.