We offer a variety of ways for you to do business overseas. View a summary of the rates and charges for our international services below.
|Transaction Type||Sent via||Charges|
|International payment||Internet banking||£15|
|Express International Moneymover||Branch||£28|
|Standard International Moneymover||Branch||£21|
|Non-urgent Euro (SEPA)1||Branch||£19|
|International draft payable abroad||Branch||£15|
|SEPA Direct Debit||Direct Debit||Free|
All charges are per item unless otherwise stated.
Charges correct from 9 January 2012.
|Electronic payments received from abroad||Up to £100 (£2)
Over £100 (£7)
|Foreign cheque/draft||See tariff for outward collection or negotiation|
|Account Maintenance Fee||£24 per year (fee taken in two installments of £12 charged either in March/September or April/October)3|
|Foreign banknotes paid in or out (i.e. foreign banking)2||£2 per £100; minimum £3; plus £10 administration fee|
|Euro cheques drawn in UK and paid into your account||See tariff for domestic Euro transaction|
|Currency cheques for Sterling cheques drawn abroad and paid into your Euro account||See tariff for outward collection or negotiation|
|Euro cheques issued from your Euro account||59p|
|Euro cheques paid into your Euro account
In addition, charge levied for credit
You can find more information on our Foreign Currency Accounts interest terms page.
|Account Maintenance Fee||£60 per year (fee taken in two installments of £30 charged either in March/September or April/October)3|
|Foreign banknotes paid in or out (i.e. foreign banking)4||£2 per £100; minimum £3; plus £10 administration fee|
|Currency cheques or Sterling cheques drawn abroad and paid into your currency account||See tariff for outward collection or negotiation|
| Cheques/drafts (including dividend warrants) payable:
||Up to £100 – £5
Over £100 – 25p per £100
Charges as per country
|Cheques/drafts payable in a different currency from the country where they are drawn
(excluding items expressed in Sterling or drawn in the UK)
|Up to £100 – £5
Over £100 – 25p per £100
Charges as per cheque
|Unpaid charge (if the cheque/draft is not honoured by the paying bank)||£5|
|Cheques/drafts (including dividend warrants)||Up to £100 – £5
Over £100 – 25p per £100
Minimum £15, maximum £80
Note: Fee to be taken whether item is paid or unpaid
|Status enquiries abroad
If sent electronically
These charges apply when requests are made after an international payment has been sent abroad.
|Amendments6||£5 per message
|Beneficiary claiming non-receipt of funds (BCNR) query||£5 per chaser after the first one which is free of charge|
|Recalling a payment7||£20 per payment|
Work out which tariff is best for you.
1 For non-urgent Euro (SEPA) you must provide a Bank Identifier Code (BIC) and International Bank Account Number (IBAN).
2 Where the cash is in a different currency from the account, we'll let you know the appropriate rate of exchange at the time of the transaction.
3 The application of the Account Maintenance Fee will depend on the currency of the account being debited. If the fee is being debited from a related GBP sterling account it will be charged in March and September. If the fee is being debited from the Foreign Currency Account it will be charged in April and October.
4 If the cash is in a different currency from the account, we'll let you know the appropriate rate of exchange at the time of the transaction.
5 For Euro cheques drawn in the UK, please refer to tariff for domestic Euro transactions.
6 Amendments are only allowed on International Moneymover (Standard and Express). They are amendments you want to make on the beneficiary details and/or the amount of payment after it is sent.
7 If the payment has already been credited into the beneficiary's account using International Moneymover, we can only recall it subject to the beneficiary's agreement. The charge will be taken whether the payment can or cannot be recalled. If a payment is recalled, the amount returned will be calculated according to the exchange rate on the day it is credited into your account. In the case of cancelling a draft, your business may be asked to sign a counter indemnity which allows us to debit the account if money is paid out.
Calls may be monitored or recorded in case we need to check we have carried out your instructions correctly and to help improve our quality of service.
We subscribe to The Lending Code; copies of the Code can be obtained from www.lendingstandardsboard.org.ukVisit the Lending Standards Board website..
Lloyds Bank plc Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no. 2065. Telephone: 020 7626 1500.
Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278.
Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS). Please note that due to FSCS and FOS eligibility criteria not all business customers will be covered.