Due to the challenging times we’re all experiencing, we’re dealing with a much higher number of calls from customers than normal.

So that our colleagues can help customers most in need, some Telephone Banking services are temporarily unavailable. Find out more.


Business Instant Access Account

Our Business Instant Access account makes it easy to save without limiting your cashflow. You can save with the reassurance that funds are still available when you need them.

Features and benefits

  • Earn interest on your business savings.
  • Access your savings instantly as and when you need to.
  • Open an account with as little as £1.

How to enquire

To enquire about a Business Instant Access Account, you must:

  • require the account for business use
  • be a sole trader, partner, or director
  • be aged 18 or over
  • know your annual business turnover
  • know how much you would like to deposit.

Apply online now

  1. Enter your login details, which will take you to the Online for Business Homepage
  2. Select ‘Savings & Deposits’ in the left hand ‘Our Products and Services’ menu
  3. Select ‘Apply for an Instant Access Business Savings Account’
Log on and applyfor a Business instant access account

On the phone

0800 022 4388

Call us to talk to one of our relationship managers. We are available from 8am to 8pm Monday to Friday and 9am to 1pm on Saturday.

Manage your savings online

View your current and savings accounts side by side with Internet Banking.

Business Start-up Account

18 months free day-to-day business banking and support and guidance every step of the way.

Financial Services Compensation Scheme

Your money is protected by the FSCS logo

Due to FSCS eligibility criteria not all business customers will be covered

AER – The AER stands for Annual Equivalent Rate and is the notional rate which illustrates the gross or tax free rate as if paid and compounded on an annual basis. As every advert for a savings product will contain an AER you will be able to compare more easily what return you can expect from your savings over time.

Gross rate - means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs.

Important Legal Information

Lloyds Bank is a trading name of Lloyds Bank plc, Bank of Scotland plc and Lloyds Bank Corporate Markets plc. Lloyds Bank plc. Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no.2065. Bank of Scotland plc. Registered Office: The Mound, Edinburgh EH1 1YZ. Registered in Scotland no. SC327000. Lloyds Bank Corporate Markets plc. Registered office 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no. 10399850. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278, 169628 and 763256 respectively.

The products and services outlined on this site may be offered by legal entities from across Lloyds Banking Group, including Lloyds Bank plc and Lloyds Bank Corporate Markets plc. Lloyds Bank plc and Lloyds Bank Corporate Markets plc are separate legal entities within the Lloyds Banking Group.

Calls may be monitored or recorded in case we need to check we have carried out your instructions correctly and to help improve our quality of service.

Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS). Please note that due to FSCS and FOS eligibility criteria not all business customers will be covered.