Designated Client Account

This account enables you to hold your clients' individual funds in separate accounts. It's suitable for any professional practice or other businesses that hold clients' money, for example: solicitors, accountants, insurance brokers, estate and managing agents.

Features and benefits

• Instant access to your account
• Receive regular statements
• No minimum or maximum withdrawal limit as long as you have cleared funds available.
• Interest is calculated daily and paid monthly

Deputyship/Appointeeship debit card

Debit cards are available to help support vulnerable individuals* under Deputyship or Appointeeship arrangements, giving them direct access to their funds.

Features and benefits

• Choice of card type - Chip & PIN, chip & signature or Cashpoint only
• Always checks available funds on the account preventing unauthorised overdrafts
• Linked to a Designated Client Account to ensure segregation of the underlying individual’s funds

*

• The underlying individual will have no rights to directly access the bank account other than through ATM cash withdrawals, online purchases and merchant transactions. Minimum age of underlying individual is 11 years. You (our Client) are responsible for the capacity assessment of the underlying individual.
• A Deputyship or Appointeeshipneeds to be evidenced in the form of a either a court of protection order (Deputyship) or BF57 (Appointeeship).
• The card is provided strictly only for use by the underlying individual. It is not permitted to be used by employees or other third parties (e.g. carers).