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Talk to one of our Invoice Finance specialists

0800 169 4356

We’re available from 9am to 5pm, Monday to Friday, except public holidays.

Available as an additional feature of Invoice Finance, Debtor Protection is a low-cost, easy-to-manage facility that helps protect your business from potentially damaging bad debt if a customer fails to pay.

Features and benefits

  • Protection − your business is protected for up to 90% of the value of a protected customer failure excluding VAT.
  • Confidence − you can trade in the UK and overseas, knowing which of your debts are protected.
  • Control – stay in charge with our online system.
  • Cashflow – allows bad debt provisions to be reduced and replaces cashflow that would have been lost due to bad debt.
  • Flexibility – with our no obligation trial.

Debtor Protection can be suitable if your business sells to another business on unsecured credit terms, and you anticipate that your turnover will be £200,000 or more per year. However, if your turnover is less, you may still be eligible.

The facility cost varies according to your business size, sector and customer base - but typically ranges from 0.20% to 0.85% of annual notified turnover.

If within 30 days of the commencement of the Protection Period under your Debtor Protection facility we are unable to offer protection on at least 55% of the aggregate value of the Protected Limits you apply for under the facility, you can cancel with a full refund of any Debtor Protection Fees and Protected Limit Charges referred to in your facility, which were paid by you.

Call us on 0800 389 5084 to learn more about Invoice Finance with Debtor Protection and our other business funding options.

As one of the largest banks in the UK, your business will benefit from our specialist approach, commitment to long-term relationships, expertise and access to dedicated sector knowledge.

Client Charter

Try our service for six months and, if you’re dissatisfied, we’ll give a refund of the service fee.*

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Case Study

Watch Chow Mezger, Managing Director of Jude’s Ice Cream, talk about their growth journey.

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