Terms of Business

The United Kingdom (UK) formally left the European Union (EU) on 31 January 2020. Following the expiry of the transition period on 31 December 2020, EU legislation was retained (subject to certain amendments) in UK domestic law pursuant to the European Union (Withdrawal) Act 2018 (as amended from time to time, the EUWA).

References in these Terms to Regulations, Directives and other EU legislation should be read, in relation to the United Kingdom, as references to such Regulations, Directives or other EU legislation as they form part of United Kingdom domestic law by virtue of the EUWA or have otherwise been implemented in United Kingdom domestic law, as appropriate.

The substance of the regulatory obligations described are in most instances unchanged and we will contact you directly if there is any impact on you as a result of retention of EU legislation into UK domestic law.

The following links contain important disclosures in relation to trading financial instruments with Lloyds Bank plc

General Terms of Business (PDF, 241 KB)

Product Terms for Financial Instruments (PDF, 258 KB)

Product Terms for Deposit Accounts

Arena Terms (PDF, 231 KB)

Connected Terms (PDF, 794 KB)


General Terms of Business 2020 (PDF, 126 KB)

Product Terms for Financial Instruments 2020 (PDF, 156 KB)

Product Terms for Deposits 2020 (PDF, 126 KB)

Arena Terms 2020 (PDF, 189 KB)

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