Business Overdrafts
Be financially flexible with a business overdraft.
This website, its contents and any related communication is issued by Lloyds Bank. It is published exclusively for the consumption of Lloyds Bank's Professional or Eligible Counterparty clients. It is not for the consumption of Lloyds Bank's trading counterparties categorised by Lloyds Bank as Retail, or for entities who do not have a current relationship with Lloyds Bank. The contents of this website are not being distributed to, and must not be passed on to, any other entity or to the general public.
The Investment Recommendations information for Lloyds Bank Corporate Markets Wertpapierhandelsbank GmbH can be found here.
The European Market Abuse Regulation (EU MAR) came into effect on 3 July 2016 and principally aims to increase market integrity, investor protection and update and strengthen the existing legal framework set out in the Market Abuse Directive (Directive 2003/6/EC). EU MAR was onshored into UK law on 31 December 2020 by the European Union (Withdrawal) Act 2018. Changes to EU MAR were made by the Market Abuse Exit Regulations 2019, to make sure that the onshored legislation (UK MAR) operates effectively in the UK1.
One of the aims of the UK MAR is to ensure that regulation keeps pace with market developments. It also strengthens the fight against market abuse across financial instruments including commodity and related derivative markets.
Investment Recommendations under UK MAR requires persons producing or disseminating investment recommendations to ensure information is objectively presented, and to disclose any conflicts of interest. UK MAR establishes that persons who produce or disseminate investment recommendations or other information recommending or suggesting investment strategies should take reasonable care to ensure objective presentation and to disclose their interests or indicate conflicts of interest concerning the financial instruments to which that information relates.
Any investment recommendation made by Lloyds Bank is only valid when read or received in conjunction with the disclosures found on the 'Disclosures tab'.
You should not construe the content of any material or disclosures provided on this website as legal, financial, tax, accounting or other advice, and you should consider consulting your professional advisors for such advice. Nothing on this page shall constitute a bid or offer, or a solicitation of a bid or offer, to initiate or conclude any transaction.
NOTHING IN ANY DISCLOSURE STATEMENT MADE ON THESE PAGES AMENDS OR SUPERSEDES THE EXPRESS TERMS OF ANY TRANSACTION TERMS BETWEEN YOU AND LLOYDS BANK OR ANY RELATED GOVERNING DOCUMENTATION.
1 UK MAR includes the following legislation, technical standards, and guidance: