
Client Accounts

Speak to a Relationship Manager
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Cashpoint® is a registered trademark of Lloyds Bank plc.
Existing customers
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Existing customers
Existing customers
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Specialist finance teams
Cash deposits & liquidity management
Economic and market insights
Existing customers
Find out more
Existing customers
Existing customers
Find out more
Specialist finance teams
Cash deposits & liquidity management
Economic and market insights
Professional practices such as solicitors or accountancy firms need to hold customers’ funds separately. Our Client Accounts are protected in line with regulatory obligations including CASS and SRA and our experienced team manages over 200,000 accounts, so you can bank with confidence.
We offer two types of client accounts to suit your requirements.
Also known as a General Client Account or Pooled Account, an Undesignated Client Account allows you to hold client money for several customers on a pooled basis. Restricted to clients regulated with professional bodies recognised by the Bank for enforcing the highest standards in Anti Money Laundering management.
Any business required to hold money on behalf of their customers can do so in separate designated accounts. Unlike the Undesignated Client Account, the Bank will perform Customer Due Diligence checks on your customers prior to opening these accounts.
Deputyship/Appointeeship Debit card
Designated Client Accounts can have Deputyship/Appointeeship Debit cards to help support vulnerable individuals under those arrangements, giving them direct access to their funds.
A choice of card type is available; chip & PIN, chip & signature or Cashpoint®. Available funds are always checked to prevent unauthorised overdrafts.
Eligibility
To get you to the right person we need to ask you a few questions.
I would like to:
I would like to:
I would like to:
Talk to a specialist
One of our team members will contact you to discuss how we can support your business.
Hold insurance premiums on behalf of insurance companies with whom there is a formal risk transfer arrangement in place under CASS 5.2. To hold this account, you need to be a FCA regulated insurance distributor. Premiums collected under this arrangement are not deemed as client money and therefore this is not a Client Account.
Cashpoint® is a registered trademark of Lloyds Bank plc.