Islands in the stream

Article published date - 13/01/2020

Read time - 10 mins

Julie Ronaldson, head of commercial banking Guernsey at Lloyds Bank International, explains how brokers can help their international clients consider the benefits of banking with Lloyds Bank Corporate Markets

What is Lloyds Bank Corporate Markets and who are its client base?

We seek to support an increasingly diverse range of businesses, from clients based outside the European Economic Area (EEA), to those with an offshore ownership structure. We provide a broad suite of lending solutions, as well as multi-currency banking and deposit solutions to help SME, Commercial Real Estate and Large Corporate clients achieve their financial goals.

How do Islands Commercial fit into Lloyds Bank Corporate Markets?

Islands Commercial is an integral part of Lloyds Bank Corporate Markets and from our offices in Jersey, Guernsey and the Isle of Man, we cater for a wide range of local and international clientele. Our client base comprises of locally registered trading businesses, or clients with an offshore ownership structure. We utilise our extensive experience to provide a range of financial solutions and take pride in providing bespoke, individualised solutions to meet with our clients’ needs.

What is the key benefit of encouraging clients to bank with Islands Commercial?

Islands Commercial has significant expertise in the preservation of wealth and experience in dealing with offshore structures within all the key jurisdictions. We have been able to leverage our local knowledge gained over a significant period of time and build up a strong network of relationships with key local trust companies.

As a business we deal with an international client base and as a result understand the needs and challenges of our clients living and working abroad. We can provide a holistic service to those clients who may wish to acquire or raise equity against commercial or residential property in all areas of the UK – we have no local boundaries.

We offer a fast and efficient account opening service, completed on site by local experts who focus upon enhancing and strengthening the client experience. Considering our client base, we have significant experience in dealing with multi-currency banking also.

What product range do you offer?

We provide a comprehensive range of financial solutions, which include both lending and deposit products, refinancing and term loan facilities which can all be shaped to meet the needs of the client.

Our locally based Islands Relationship Management Teams are adept at structuring lending solutions, to meet with the needs of a broad client base in a competitive international market.

Who should I contact to find out more?

Important legal information

Lloyds Bank plc. Registered office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065. Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278. Telephone: 020 7626 1500

Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS). Please note that due to FSCS and FOS eligibility criteria not all business customers will be covered.

Calls may be monitored or recorded in case we need to check we have carried out your instructions correctly and to help improve our quality of service.