Take payments with Lloyds Cardnet®

Take card payments with confidence

Get flexible and secure options to take card payments in person, online or by phone.

  • Reliability you can count on with 99.999% uptime.*
  • Set up your device in minutes and take card payments straight away.
  • Tailored payment solutions that work for you and your customers.

Get started

*Based on 2023 data.

Trustpilot score as of 27/01/2026

A card reader for every business, big or small

Everyday card reader

£23 monthly rental + VAT

  • Out-of-the-box card reader to start taking payments quickly and easily.

  • Connects with Wi-Fi and 4G using free SIM.

  • Tailored transaction fees.

  • Up to 10 hours battery life.

Apply for Castles Saturn

Business management solution

£21 monthly rental + VAT (optional £10 SIM)

  • Comes with optional apps to help you take payments, manage stock and more.

  • Connects with Wi-Fi (optional 4G SIM for £10 a month + VAT).

  • Tailored transaction fees.

  • Up to 8 hours battery life.

Get a call about Clover Flex

Trusted by over 35,000 businesses making 2.86m transactions daily

Logos of businesses which use Lloyds Cardnet - PayPoint, The Woodland Trust, Virgin Atlantic, Marks Electricial, Costco Wholesale, Dans Le Noir

Online

Ideal for e-commerce sites or taking payments on your laptop or smartphone.

 

Take payments online

Over-the-phone

Designed for remote bookings, deposits or customers who prefer not to pay online.

 

Take phone payments
Logos of payment types; mastercard, visa, american express, apple pay, google pay, diners club international, and discover.

Why choose Lloyds to take payments

 

Dedicated UK support

  • Get UK-based support by phone, email or web chat.
  • Calls answered on average within 32 seconds.
  • 24/7 self-service access to transaction data, chargebacks and statements through our reporting tools.**
 

Smarter payments with integrations

  • Boost efficiency and save time by connecting with your till system.
  • Upgrade security for online and over-the-phone payments with Interactive Voice Response and payment link integrations.
  • Work smarter with simplified payment reconciliation and reporting.
Discover integrations
 

Quick and easy setup

  • Get your device set up and ready to take payments in under ten minutes.
  • Next-day settlement available, plus clear reporting to make running your business easier.
  • Devices come with touchscreens and accessibility features, so it’s straightforward for customers to pay.

**Occasionally we may need to carry out essential maintenance, which will result in some interruption to service.

Dedicated UK support

  • Get UK-based support by phone, email or web chat.
  • Calls answered on average within 32 seconds.
  • 24/7 self-service access to transaction data, chargebacks and statements through our reporting tools.**

Smarter payments with integrations

  • Boost efficiency and save time by connecting with your till system.
  • Upgrade security for online and over-the-phone payments with Interactive Voice Response and payment link integrations.
  • Work smarter with simplified payment reconciliation and reporting.
Discover integrations

Quick and easy setup

  • Get your device set up and ready to take payments in under ten minutes.
  • Next-day settlement available, plus clear reporting to make running your business easier.
  • Devices come with touchscreens and accessibility features, so it’s straightforward for customers to pay.

**Occasionally we may need to carry out essential maintenance, which will result in some interruption to service.

Our favourite reviews

Trustpilot score as of 27/01/2026

'Excellent understanding and proactivity. Really felt they wished to know our business and our needs. 47 Years and still improving.'

'Speaking with real people who know their subject, really makes all the difference, would highly recommend.'

'Easy application. Fast response. Excellent customer service.'