Online payments | Cardnet® | Lloyds Bank Business

Online payments

about online payments

Accepting payments using a payment gateway

Selecting the best way to accept payments online will be directly influenced by how you run your business. If you trade online, you have a choice of using a separate hosted payment page or have one integrated into your website. If you operate remotely, you might choose to send a payment link or an embedded QR code to customers to use using a virtual terminal. Whatever you decide, using our online payment solutions mean you are always open for business.

Hosted payment page

Take secure payments online by redirecting your customers to our Hosted Payment Page.

  • 'Off-the-shelf' solution requiring some integration

  • Customise using your logo and brand colours

  • PCI DSS compliance and 3D Secure managed by Cardnet

  • Access to customer analytics through 24/7 reporting

Hosted payment gateway

Integrated payment page

Take secure payments online without customers leaving your website, with our Integrated Payment Page

Illustration of a screwdriver and a spanner.
  • Build a bespoke payment journey yourself and connect with our API’s

  • Fully customisable

  • PCI DSS and 3D Secure managed by you

  • Enables advanced customer analytics

Integrated payment gateway

Pay by link

Send customers a secure payment link via email, text, social media, invoice or an embedded QR code.

Illustration of a payment being made on a laptop.
  • No website or integration required to send payment URLs

  • Customise using your logo and brand colours

  • PCI DSS compliance and fraud prevention

  • Managed by Cardnet

  • Access to customer analytics through 24/7 reporting

Pay by link

Benefits of using our online payment gateway

Whether you’re using an established e-commerce site, or it’s just you on your laptop or smartphone, online payments give you the opportunity to sell to customers from anywhere, in a safe and secure way for everyone.

Enhanced security

A range of fraud prevention tools including real-time fraud screening for no additional cost.

Dedicated support

Integration and ongoing support through UK-based e-commerce specialist team.

Recurring payments

Processes regular transactions, subscriptions and fees, enabling lower cost of sale and improved cash flow.

One-Click payments

Tokenise and store card data securely to speeds up the customer sales process.

Multi-currency payments

Supports customers wanting to pay using a variety of currencies.

Data-rich analysis

Real-time reporting and management capability that enables you to make real-time decisions.

Ready to start taking payments online?

Ready to start taking payments online?

If you want to take payments online, speak to one of our specialists. 

Enquire now about taking payments online
Illustration of making a payment using a card reader

Card readers

Take debit or credit card payments face to face at the till, at a table or away from your premises.

Card readers
Illustration of making a payment over the phone

Over the phone

Take payments over the phone using additional functionality on a card reader or by using our secure online Virtual Terminal.

Over-the-phone payments

Important Legal information

Cardnet® is a registered trademark of Lloyds Bank plc.

We may monitor or record calls to make sure we have carried out your instructions correctly and to help improve the quality of our service.

Please remember we cannot guarantee the security of messages sent by email.

Lloyds Bank plc and Bank of Scotland plc (member of Lloyds Banking Group) are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

Authorisation can be checked on the Financial Services Register at