Take payments with Lloyds Cardnet®

Take payments in person, online and over the phone

Whether you need a pocket-sized card reader, counter-top terminal or full point of sale solution, we offer payment services you can trust.

Card readers for businesses of all sizes

MPOS Card machine

Perfect for taking payments on the go

£49 one-off
No VAT on first card reader
Plus 1.75% fixed transaction rate​

transaction feestransaction fees

Start accepting payments with mPOS, our simple to set up pocket-sized card reader. With a £49 one off fee, no minimum contract and a fixed transaction rate, it’s an ideal option for taking payments on the move.

Apply for mPOS
Castles Saturn Card machine

Popular for accepting payments everyday

FREE* monthly rental for 6 months. Monthly rental fee is £23 (+VAT) after the first 6 months. 

Plus tailored transaction fees
Includes SIM

transaction feestransaction fees

Castles Saturn is a simple to use card reader for businesses with a steady volume of payments to accept in person or over the phone. Portable, touchscreen, options for tips and cashback.

Apply for Castles Saturn
Clover Flex card machine solution

A complete business management solution

£21 monthly rental + VAT

Plus tailored transaction fees
Optional SIM £10 monthly + VAT

transaction feestransaction fees

Clover Flex, our all-in-one business management solution, does more than just accept payments. A powerful POS with easy install apps, lets you customise and grow the capabilities as you need them.

Call me back for Clover

*Offer available from 1 April until 30 June 2025. Minimum 18-month leasing contract applies. Transaction fees still apply. Monthly rental fee is £23 (+VAT) after the first 6 months. Existing customers not eligible.

Other ways to take payments

Pay by link and QR codes

Accept payments effortlessly with Lloyds Bank Pay by Link and PAYDIT's QR code solution. Send secure payment links or set up QR codes for customers to scan and pay with their phones. Both solutions make secure transactions and PCI DSS compliance.

Apply now

Phone payments by virtual terminal

Process card payments over the phone with our web-based virtual terminal. Turn your laptop or tablet into a virtual card machine, accepting all major credit and debit cards securely without storing sensitive data. Convenient and safe for both you and your customers.’

Enquire now
Logos of payment types; mastercard, visa, american express, apple pay, google pay, diners club international, and discover.

Why join the 33,000 businesses taking payments with us?

Clear pricing

Transparent pricing so you’ll fully understand our charges.

Specialist UK support

Calls answered on average within 32 seconds Mon to Sat, 8am – 9pm.

Trust our tech*

99.999% availability so you never lose a transaction.

Safe and secure

Secure data processing and fully PCI compliant devices.

Next day settlement

Payments are typically received by 6pm on the next working day**.

Easy reporting

Never lose sight of your sales, access anytime, anywhere.

  • Clear pricing
    Transparent pricing so you’ll fully understand our charges. 
  • Specialist UK support
    Calls answered on average within 32 seconds Mon to Sat, 8am – 9pm. 
  • Leading reliability*
    99.999% availability so you never lose a transaction.
  • Safe and secure
    Secure data processing and fully PCI compliant devices. 
  • Next day settlement
    Payments are typically received by 6pm on the next working day**.
  • Easy reporting
    Never lose sight of your sales, access anytime, anywhere.


*Based on 2023 data.
**Some solutions may charge a small fee.

*Based on 2023 data.
**Some solutions may charge a small fee.

What our customers say about us

 

Fast Card payments handed on a plate

Right now, good things are happening at The King’s Head who switched to taking payments with our card machines resulting in an estimated savings of around £6000.

The King’s Head case study

We wanted a bank that could potentially provide future investment, as well as reliable card payment services. Cardnet® is really easy to set up. You can do everything on their screens, and it's got a great back office.

Jenny Hay Landlord, The King’s Head

Payment acceptance with Lloyds Cardnet integrates with a full suite of services

Logos of payment acceptance by Lloyds Cardnet - QikServe, Nuepos, Keyivr, Paytia, Outify, Prommt