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Electric car schemes with salary sacrifice
How electric car schemes are helping practices recruit and retain GPs and Dentists.
Read time: 4 mins Added: 02/09/25
Recruiting and retaining GPs and dentists has never been more challenging. With a growing and ageing population, and more professionals leaving the sector than joining, practices across the UK, especially in rural or underserved areas are feeling the strain.
But what if a smart, sustainable and tax-efficient benefit could give your practice the edge? Offering a salary sacrifice Electric Vehicle (EV) scheme can transform how healthcare professionals are attracted and retained.
The healthcare recruitment crisis – and a new solution
The NHS has lost over 1,000 GPs in the past decade1, and access to NHS dentistry is now at a record low, with one in four adults unable to see a dentist2. While more training places are opening up3, competition for new talent will be intense.
That’s why innovative practices go the extra mile to stand out as employers of choice. Electric Vehicles through salary sacrifice are becoming an increasingly popular benefit.
EVs as an employee perk: why they work
Driving a brand-new EV is something many healthcare professionals aspire to but the cost is a major barrier. With a salary sacrifice scheme, employees can drive a new or used electric car and make savings, which can make it more affordable than other forms of personal leasing.
Here’s how it works:
- The employee chooses an EV and the amount is deducted from their gross salary.
- This lowers their taxable income, saving on Income Tax and National Insurance.
- In return, they pay a minimal Benefit in Kind tax; 3% for Electric Vehicles this tax year 2025/2026.
Inclusive, hassle-free driving
EV salary sacrifice schemes offer more than savings; they deliver peace of mind:
- One fixed monthly amount - covering maintenance, insurance, tyres, breakdown cover and road tax.
- No surprise bills - just smooth, reliable driving.
- Lifestyle protections - peace of mind for the employer too, as protections are in place if an employee goes on parental or sick leave, or leaves the practice, with the car simply handed back4.
This simplicity makes EVs a popular choice for busy clinicians who want a modern, green vehicle without the admin or expense.
The employer advantage
For your practice, offering an EV salary sacrifice scheme is:
- Cost-effective: You save on Employers’ National Insurance contributions (currently at 15%).
- Simple to administer: Lex Autolease, part of Lloyds Banking Group is on hand to support employers with implementation and administration of the scheme, and with communicating it to employees.
- A recruitment magnet: Offering sustainable, tax-efficient perks set you apart in a competitive market.
Sustainability that drives change
Offering EVs aligns perfectly with NHS and private practices’ green ambitions:
- Lower emissions - moving drivers from polluting petrol and diesel cars to EVs.
- Lower running costs - charging an EV at home can save around £1200 annually.
- Grants and finance support - government funding covers up to 75% (max £350) of workplace charging points, and Green Asset Finance options help spread remaining costs.
You may also be interested in
1 BBC - The places with the worst GP shortages revealed
2 BDA - 13 million unable to access NHS dentistry
3 Full Fact - Is the government training ‘thousands more GPs’?
4 Tusker - Tusker Lifestyle Protections Guide for Employers (subject to the exclusion period having been completed)