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You can pay in cheques, transfer money, and do much more, all from your mobile.
Business Debit Card
Power up your business. Spend on the go, track payments and streamline your business expenses.
Get smarter business payments with a Business Debit Card
Get a Business Debit Card
It only takes a few minutes to apply online - just make sure your account is set up so only one authorised person is needed to approve applications.
What is an authorised person?Your approvers are people listed as signatories on your account. You can find this information on your bank mandate. Your bank mandate is the set of instructions given to us when your business account is opened. Contact us on 0345 072 5555 if you have any queries.
If you have multiple approvers
If anyone else needs to approve your Business Debit Card application, you’ll need to apply using our PDF form.
Your approvers are people listed as signatories on your account. You can find this information on your bank mandate. Your bank mandate is the set of instructions given to us when your business account is opened. Contact us on 0345 072 5555 if you have any queries.
Benefits of a Business Debit Card
Discover exclusive Merchant Offers
Your Business Debit Card gives you access to a range of merchant offers with exclusive partner discounts designed for growing businesses.
Your approvers are people listed as signatories on your account. You can find this information on your bank mandate. Your bank mandate is the set of instructions given to us when your business account is opened. Contact us on 0345 072 5555 if you have any queries.
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For more information and to make sure you understand the small print, please view our Business Debit Card terms and conditions.
Terms & Conditions (PDF, 238KB)
Please note, if you’re using another bank’s ATM, the owner of the machine may also charge you. All machines will give you an on-screen warning of charges.
You may also incur charges if using your business debit card aboard.
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Helping you compare our debit card currency charges with other providers
You can now compare our currency conversion charges for card transactions in euro and other EEA currencies. We display these charges as a percentage mark up over the European Central Bank reference rate (ECB rate). The table below does not take into account any other transaction costs we charge, for example foreign currency cash fees.
Exchange rates
The table should be used as a guide only. Rates are updated once a day on business days. We use Visa rates and ECB rates which are subject to change.
Transactions in EEA currencies other than euro will be converted to euro first, then pounds sterling.
You can find the latest available Visa exchange rate here.
Fees for currency conversion
The comparison above uses the debit card standard non-sterling transaction fee of 2.75%.
Your debit card foreign currency transaction fee mark up over the ECB rate.
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Pay in cash at the Post Office® with your Business Debit Card
Deposit cash and cheques, check balances, withdraw cash and exchange coins at Post Office® counters.
Looking for a Business Account?
We offer accounts for businesses including start-ups, limited companies, charities and community organisations.
Your approvers are people listed as signatories on your account. You can find this information on your bank mandate. Your bank mandate is the set of instructions given to us when your business account is opened. Contact us on 0345 072 5555 if you have any queries.
Frequently asked questions
Getting started
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You can apply online through Online for Business. Applications are subject to eligibility checks.
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Cards are typically delivered within 7 to 10 working days after approval.
Costs and limits
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There’s no annual fee or UK transaction fee for Business Debit Cards. If you use your card abroad, charges will apply - see our Account Charges & Processing Times (PDF, 666KB).
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The daily ATM withdrawal limit is £700 per card. If you’re using another bank’s ATM, the owner of the machine may charge you. All machines will give you an on-screen warning of charges.
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Yes, you can use your card internationally. Transaction fees apply.
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Digital wallet support is coming soon. Check our website for updates.
Support
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Use our in-app chat or visit the Help & Support section on our website. If your card is lost or stolen, let us know and we’ll block the card and issue a replacement card to you. You can also request a replacement card using the mobile chat or by phone.
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You can view your PIN securely through the business banking app. To unblock your PIN, you will need to call our Business Management team.