Business Debit Card
Our Business Debit Card offers an affordable way to settle your daily expenses. Funds are debited directly from your business account, and with no annual fee, that’s one less expense to worry about.
Features and benefits
- No annual fee.
- Withdraw cleared funds up to £700 per day.
- Easily manage accounts with statements that show retailer details.
- Use your card for contactless payments to pay up to £100.
- Get cash out and check your balance on-the-go at any ATM displaying the LINK sign1.
- Use the card in millions of outlets worldwide, wherever the Visa sign is displayed2.
A key feature of our Business Debit Card is the ability to deposit funds quickly in branch:
- Use the card to enable faster deposit transactions at all branches.
- Speed up depositing in branch even more with Immediate Deposit Self Service Machines (where available).
- Immediate Deposit Self Service Machines allow you to deposit up to 5 cheques or 50 notes in one quick transaction. You will immediately receive a picture receipt and clearing date to give you peace of mind.
For more information and to make sure you understand the small print, please view our Business Debit Card terms and conditions (PDF, 239KB)
Apply for a Business Debit Card
To apply for a Business Debit Card you'll need to have a Business Current Account with us.
Applications are subject to further eligibility checks. If these eligibility requirements are not met then you will be issued with a Business Cashpoint® Card in place of a Business Debit Card.
1 All LINK cash machines will give you an advance, on-screen warning about any charge that may apply. This warning will also tell you who’s making the charge. You will then be given the option to continue or cancel the transaction.
2Cash withdrawals abroad are charged a non-sterling transaction fee which is 2.75% of the transaction amount. This is a fee for currency conversion. You will also be charged a non-sterling cash transaction fee which is 1.5% of the transaction amount (minimum £1.50). The non-sterling cash transaction fee is not applicable when you withdraw euro at an ATM or over the counter within the EEA or UK, or if you withdraw euro at an ATM outside the EEA or UK if the ATM operators payment service provider is based in the EEA or UK.
Helping you compare our debit card currency charges with other providers
You can now compare our currency conversion charges for card transactions in euro and other EEA currencies. We display these charges as a percentage mark up over the European Central Bank reference rate (ECB rate). The table below does not take into account any other transaction costs we charge, for example foreign currency cash fees.
Edit Key/Value Pair Calculator
Edit Key/Value Pair Calculator
Your debit card foreign currency transaction fee mark up over the ECB rate.
The table should be used as a guide only. Rates are updated once a day on business days. We use Visa rates and ECB rates which are subject to change.
Transactions in EEA currencies other than euro will be converted to euro first, then pounds sterling.
You can find the latest available Visa exchange rate here.
Fees for currency conversion
The comparison above uses the debit card standard non-sterling transaction fee of 2.75%.
Cashpoint® is a registered trademark of Lloyds Bank plc.
Clicksafe® is a registered trademark of Lloyds Bank plc.
Important Legal Information
Calls may be monitored or recorded in case we need to check we have carried out your instructions correctly and to help improve our quality of service.
The products and services outlined on this site may be offered by legal entities from across Lloyds Banking Group, including Lloyds Bank plc and Lloyds Bank Corporate Markets plc. Lloyds Bank plc and Lloyds Bank Corporate Markets plc are separate legal entities within the Lloyds Banking Group.
Lloyds Bank is a trading name of Lloyds Bank plc, Bank of Scotland plc and Lloyds Bank Corporate Markets plc. Lloyds Bank plc. Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no.2065. Bank of Scotland plc. Registered Office: The Mound, Edinburgh EH1 1YZ. Registered in Scotland no. SC327000. Lloyds Bank Corporate Markets plc. Registered office 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no. 10399850. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278, 169628 and 763256 respectively.
We adhere to The Standards of Lending Practice which are monitored and enforced by the LSB: www.lendingstandardsboard.org.uk.
Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS). Please note that due to FSCS and FOS eligibility criteria not all business customers will be covered.