If you rent out offices, shops or residential properties (or a mixture of all of them), you’ll need to choose a policy which covers your entire portfolio. Commercial Landlord Insurance is ideal for landlords or businesses which rent out properties for commercial use, or which have a mixed portfolio of commercial and residential buildings.
Commercial Landlord Insurance is brought to you by Arthur J. Gallagher Insurance Brokers Limited, one of the UK’s biggest insurance brokers. Their specialist advice will help you decide on the cover you need, and they’ll search among their panel of leading insurers to find you that cover at the right price.
For a Commercial Landlord Insurance quotes call 0345 377 0006Call telephone number 0345 377 0006 (9am to 5pm Monday to Friday)
You can choose the cover you need for your properties. Cover options include:
|Type of cover||What is covered|
|Buildings||If your property is damaged and has to be repaired or rebuilt due to an insured event such as vandalism or storms.|
|Landlord’s Contents||Items that you have provided for your tenants, such as fixtures and fittings, shelving or racking, if they are damaged or destroyed by an insured event.|
|Property owner’s Liability||You are protected if a person is injured or there is damage to their property as a result of your negligence.|
|Loss of Rent||Your cash flow is protected if, after an insured event such as flood or fire, your tenants stop paying rent or have to move out. If your tenants do have to move out, the costs of arranging alternative accommodation on their behalf is also covered.|
|Accidental Damage||Accidental damage to the building and its fixtures and fittings. For example, if you or your tenants accidentally smash a window or drop something and crack a sink.|
|Subsidence, Landslip and Heave||Damage to your property as a result of a movement in the ground supporting your property.|
||You are protected if an employee is injured or dies as a result of your negligence.|
|Legal Expenses||Your legal expenses in proceedings such as contract disputes, debt recovery and evicting squatters.|
When you call, you’ll need the following details to hand:
Insurance terms, conditions and exclusions vary according to the individual insurer. Landlords, please check you’ll have all the cover you need by reading the policy documentation carefully (this will be provided during the quoting process).
If you are not sure what you need, call to speak to specialist Commerical Landlord insurance advisors
Lines available from 9am to 5pm Monday to Friday
Insurance covers are subject to the individual terms, conditions and exclusions of the insurer providing them. Always review the policy documentation supplied during the quote process to ensure you have the cover you need.
Calls may be monitored or recorded in case we need to check we have carried out your instructions correctly and to help improve our quality of service.
Lloyds Bank plc Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no. 2065. Telephone: 020 7626 1500.
Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under Registration Number 119278.
Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS). Please note that due to FSCS and FOS eligibility criteria not all business customers will be covered.