Big or small your office is vital to the running of your business, so it’s important that you’re properly protected. With an office insurance package you can protect your office and your business.

Tailor your insurance to get the cover for your buildings & content, staff, customers as well as protection against legal fees and business interruption.

Office insurance could give you the peace of mind that your business is insured against the unexpected.

Reasons to Buy

  • Compare quotes from our panel
    Quotes aren’t just provided by one insurer, but a panel of insurers, selected for their competitive prices and expertise.
  • Tailor your cover to fit your needs
    Can include buildings and contents insurance, computer cover in addition to cover for public and employers’ liability. Cover for business interruption can also be provided.
  • Protect your business
    Protect your office from unexpected disruptions by getting the comprehensive cover you need.
  • Easy to buy
    Dedicated, UK-based advisers are committed to sourcing the office insurance you need at prices that suit.

Keep in Mind

  • To offer this insurance service, we work with Arthur J. Gallagher Insurance Brokers Limited, one of the UK’s largest insurance brokers. Arthur J. Gallagher will search a panel of insurance providers for quotes tailored to your business’ insurance needs.
  • Insurance covers are subject to the individual terms, conditions and exclusions of the insurer providing them. Always review the policy documentation supplied during the quote process to ensure you have the cover you need.
Information icon

Get a quote

Call 0345 377 0002 to get advice from experienced office insurance advisers how can help you get the cover you need to protect your business.

Lines available from 9am to 5pm Monday to Friday.

Question mark icon

Need some guidance?

Our handy tool can help drill down to the main covers relevant to your business type.

Office insurance is designed to protect businesses that are run from a commercial property. Each office will have different needs and this insurance is flexible enough to cover individual risks.

If you own or run an office you may need insurance to:

Your customers and visitors

Your business relies on its customers, but when people visit your property you can be liable for any accidents, incidents or injuries that are deemed to be your fault.

Something as simple as someone tripping over a loose cable has the potential to cost you thousands of pounds, should there be an injury and a claim.

Buildings and contents cover

Your building and the items within are vital to the successful running of your business. If your premises become unusable due to insurable events, such as fire or flood, you may find it impossible to run your business.

If you own the building you’ll need to ensure you have adequate buildings and contents insurance to protect you against the unexpected. As a tenant you should ensure your landlord has relevant insurance in place.

Your office equipment is important to the day to day running of the office and can be expensive to replace if accidentally damaged or broken.

Employers’ Liability Cover

If you employ people or have people working for you or under your instruction, then you are almost certainly legally required to hold adequate employers’ liability insurance. It’s there to provide cover if an employee is injured or falls ill because of something you have done or neglected to do as an employer.

Failure to hold valid employers liability can result in fines of £2500 per dayClose
Information correct as of 25th October 2016. For more information about employers’ liability insurance go to https://www.gov.uk/employers-liability-insurance
.

Find out more

Cover can vary depending on your individual needs, but commonly include:

Equipment cover

Today’s offices depend on computers to run smoothly – but these essential items don’t come cheap. Equipment cover helps pay to replace computers and other office equipment if broken or accidentally damaged.

Employers’ liability

As the business owner, you’re responsible for the health and safety of everyone in your office. If one of your employees gets injured on the job, you’re required by law to have cover in place in case they seek damages. Employers’ liability policies can help protect your business against large compensation payouts for these types of claims.

Business interruption

Business interruption cover can help cover your business should events such as a fire, flood or major theft impact the everyday running of your business.

Public Liability

If you have customers who visit you at your premises then liability cover can provide protection you in the event of accidents, incidents or injuries that are deemed to be your fault.

Buildings insurance:

Protect your premises against risks such as flooding or fire. If you own the property, this is your responsibility, but if you rent this is likely to be covered by the landlord. If in doubt you should check with your landlord.

Please note this is not a comprehensive list. Additional covers are available to ensure your business is suitably protected.

What types of insurance do surgeries need?

Do you need cover to protect your building or contents. Issues like fire or flood can render your building unusable and damage to technical equipment such as computers, photocopiers and printers can be expensive to replace.

If there are vital to the running of your business then you should consider cover to protect you in the event that the worst happens.

Protect People

If customers visit your premises then you can be liable for any accidents or injury if its proven that your were at fault or negligible. Legal costs and compensation claims can cost tens of thousands. Liability insurance can provide protection and cover these costs.

Protect your employees

If you employee staff then you are legally required to hold employers liability cover. It protects you if your staff are injured or become ill whilst working for you due to your neglect.

Failure to hold valid employers liability can result in fines of £2500 per dayClose
Information correct as of 25th October 2016. For more information about employers’ liability insurance go to https://www.gov.uk/employers-liability-insurance
.

To offer this Office insurance package, we work with Arthur J. Gallagher Insurance Brokers Limited, one of the UK’s largest insurance brokers.

Arthur J. Gallagher will search a panel of insurance providers for quotes tailored to your business’ insurance needs.

A few quick details are needed to provide a quote over the phone to find policies suitable for you. Once policies are selected, you’ll get the policy details to review. You won’t have to make any decisions about whether to proceed until after you see the policy detail.

Umbrella icon

Professional Indemnity Insurance

Protect your business against allegations about your service or the advice you provide.

Find out about Professional indemnity insurance

Umbrella icon

Surgery Insurance

Ensure your surgery and your stock is protected - including refrigerated drugs. Get cover against damage to your premises, equipment and business interruption.

Find out about surgery insurance

Umbrella icon

Public Liability Insurance

Protect your business against third party claims of accidental injury or damage.

Find out about public liability insurance

Umbrella icon

Product Selector

Need some guidance? Our handy tool can help drill down to the main covers relevant to your business type.

Get started with the product selector

Get an office insurance quote

Get a quote

Call for more cover options

Don’t see the cover you’re looking for? Speak to a UK-based adviser who can source quotes from many insurers.

For instant cover you can buy your policy over the phone.

0345 377 0002Call telephone number: 0345 377 0002

Lines available from 9am to 5pm Monday to Friday

Request a Callback

Complete our online form if you'd like us to call you back at a suitable time to discuss your needs.

Request a callback

Contact Directory

Whether you’re an existing customer or looking for the right contact.

Contact Directory