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Tradesman Insurance from £53

10% of customers paid £53 or less* for Tradesman insurance when buying online



Get Tradesman insurance with a choice of optional covers and compare quotes from a panel of insurers.

60% paid £135 or less

50% of customers buying Tradesman insurance online
paid £101 or less*



Get Tradesman insurance with a choice of optional covers and compare quotes from a panel of insurers.

86% likely to recommend

86%* of surveyed customers likely to recommend
Lloyds Bank Business Insurance Services

Get advice from Tradesman Insurance specialists
Call: 0345 377 0002
Lines open 9am to 5pm Monday to Friday

*10% of new customer paid £53 or less when buying Tradesman insurance online between January & August 2018.

*50% of new customers paid £101 for less when buying Tradesman Insurance online between January & August 2018.

*Based on responses from Lloyds Bank customers surveyed between January & September 2017 after purchasing Lloyds Bank Business Insurance.


To provide this service we've chosen to work with Arthur J. Gallagher Insurance Brokers Limited, one of the UK's largest brokers.

Features and Benefits

  • Compare quotes from our panel
    Receive competitive quotes from a panel of leading insurers, saving you time and hassle.
  • Tailor your cover to fit your needs
    Combine your tradesman insurance cover with damage and theft cover for tools.
  • Variable cover limits to suit your needs
    Choose from public liability insurance limits of £1m, £2m or £5m to get the right levels of cover for your business.
  • Easy to buy
    Get quotes online in minutes or speak to experienced advisers for advice on the best cover for your business needs.
  • Optional Employers Liability
    Optional £10m of employers’ liability insurance to protect against compensation for injury to staff.
  • Protect your business
    Get cover for legal costs and solicitors’ fees to defend allegations made against you relating to an insured business incident.

Keep in Mind

  • To offer this insurance service, we work with Arthur J. Gallagher Insurance Brokers Limited, one of the UK’s largest insurance brokers. Arthur J. Gallagher will search a panel of insurance providers for quotes tailored to your business’ insurance needs.
  • Insurance covers are subject to the individual terms, conditions and exclusions of the insurer providing them. Always review the policy documentation supplied during the quote process to ensure you have the cover you need.
  • Employers’ liability insurance is a legal requirement for almost every business that employs staff, including contractors, casual workers and volunteers. The legal minimum for cover is £5m.
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Need some guidance?

Our handy tool can help drill down to the main covers relevant to your business type.


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Need advice?

Call 0345 377 0002Call telephone number 0345 377 0002 to get advice from specialists on the insurance you need. The general line is available from 9am to 5pm Monday to Friday. You’ll have the option to buy your policy over the phone, and request instant cover.

Alternatively, compare quotes online from a panel of insurers.

The complete guide to tradesman insurance

Whether you’re a builder, carpenter, a plumber or a window cleaner, it’s difficult to know what insurance you need to protect yourself, your customers and your business. Read our complete guide to Tradesman Insurance and find out the cover you need.

  • Property damage resulting from your work. An electrician drills through a water pipe, or a roofing company fails to leave the roof water tight, damaging a customer’s property.
  • Someone tripping, slipping or otherwise injuring him/herself in your work area. This can be a customer, member of the public, client or a contractor, but excludes your own employees.
  • Dropping something while working or if something falls without anyone touching it, such as a stack of heavy boxes, injuring or damaging a customer or his/her property.
  • Someone from your business accidentally spilling a drink over a client’s computer.

Employers’ Liability insurance can cover the cost of pay-outs if your business is sued by an employee for injury or illness caused by employers’ negligence. These typically include damage pay-outs, medical costs and loss of income. In case of death, policies cover claims made by the family of the deceased.

Find out more about Employers' Liability

Cover can vary depending on your individual needs, but commonly include:

Commercial vehicle cover

If you rely on your van to do business, you have far more to lose from accidents or breakdowns than the repair costs alone. Commercial vehicle cover can help towards repairs and the cost of a temporary replacement van.

Tool cover

A tradesman’s toolbox can contain thousands of pounds worth of equipment – plus much more in money-making potential. Tool cover protects you against expensive replacement costs should your power tools or hand tools get damaged or stolen.

Personal accident cover

Personal accident cover is designed to pay out a lump sum if you or anyone who works for you gets seriously injured or loses their life on the job.

Please note this is not a comprehensive list. Additional covers are available to ensure your business is suitably protected.

Get a quote online

Complete our online form to compare quotes from a panel of tradesman insurers.

Compare Tradesman

Need advice?

If you’re not sure what you need, call to speak to experienced tradesman insurance advisers.

0345 377 0002Call telephone number 0345 377 0002

Lines available from 9am to 5pm Monday to Friday

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