Strengthen your working capital and support your growth plans.
Whether you need cash to solve an unexpected problem or to make the most of an opportunity, we’re here to help. That’s why we approve 9 out of 10 loan and overdraft applications1.
Unlock cash tied up in your unpaid invoices with Invoice Finance, or physical assets with Asset Based Lending.
If you have a projected annual turnover of more than £50,000 per annum and trade business-to-business and on credit terms, our solutions could help you strengthen your cash flow.
Asset finance is a way to purchase assets without taking out a conventional loan. It allows you to spread payments over an agreed term and so avoid making big one-off payments for the extra machinery or equipment your business might need to grow.
Six lending misconceptions
Finance application checklist
Is your business ready for growth? Read our guide to support your decision making and discover available funding options.
We want you to find a product that's right for your circumstances, which is why we adhere to the Standards of Lending Practice, which are monitored and enforced by the Lending Standards Board.
To find out more you can read the statement of responsibilities, which details what's expected of us, the lender and you the borrower.
ANY PROPERTY GIVEN AS SECURITY, WHICH MAY INCLUDE YOUR HOME, MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR OTHER DEBTS SECURED ON IT.
All lending is subject to a satisfactory credit assessment and we will need your permission to carry out a credit check on you and your business.
You should not apply for an amount that you cannot comfortably afford to repay now and in the future to avoid the possibility of legal action.
Use our “Rate change calculator” to work out how a change in Bank Rate could affect your loan repayments.
The current Bank of England bank rate with effect from 2 August 2018.
Current Bank of England bank rate: 0.75%
19 out of 10 is based on formal credit applications and is an average across the period September 2018 – September 2019.
Calls may be monitored or recorded in case we need to check we have carried out your instructions correctly and to help improve our quality of service.
Lloyds Bank plc Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no. 2065. Telephone: 020 7626 1500.
Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278.
Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS). Please note that due to FSCS and FOS eligibility criteria not all business customers will be covered.