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Financial support for your next step

Whether you need cash to solve an unexpected problem or to make the most of an opportunity, we’re here to help. That’s why we approve 9 out of 10 loan and overdraft applications1.

Invoice Finance and Asset Based Lending

Unlock cash tied up in your unpaid invoices with Invoice Finance, or physical assets with Asset Based Lending.

If you have a projected annual turnover of more than £250,000 per annum and trade business-to-business and on credit terms, our solutions could help you strengthen your cash flow.

Find out more

Get a quote for Invoice Finance

To find out which Invoice Finance solution is best for your business, and to get an idea of cost, get an instant quote.

Get a quote

Talk to one of our specialists

If you would like to contact us, call: 0800 169 4356

Request a call back

Would you prefer a call back? One of our specialists will contact you at a more convenient time to discuss your needs. 

Asset Finance

Asset finance is a way to purchase assets without taking out a conventional loan. It allows you to spread payments over an agreed term and so avoid making big one-off payments for the extra machinery or equipment your business might need to grow.

Find out moreabout Asset Finance

Vehicle Contract Hire

  • Competitive monthly rentals.
  • Reduced operational risk: pay a budget-friendly, fixed monthly rate.
  • Can be VAT efficient for most companies.
  • Potential to free up business capital.
  • Optional maintenance to reduce administration costs.

Find out moreabout Vehicle Contract Hire

Commercial Mortgage

  • Apply for a minimum of £25,001 and choose a loan term from three to 25 years.
  • Borrow up to 70% of the property value. In some cases we can lend more.
  • Choose between a Bank of England Bank Rate linked or fixed interest rate.
  • Capital repayment holidays may be available.
  • If you wish to borrow on other terms we may still be able to help you.

Highly Commended - Moneyfacts Best Commercial Mortgage Provider 2015

Find out moreabout the Commercial Mortgage

Residential Buy-to-let Mortgage

  • Mortgages start from £25,001.
  • Choose a mortgage term from three to 25 years.
  • Borrow up to 70% of the property value and in some cases we can lend more.
  • Bank of England Bank Rate linked and fixed rates available.
  • Capital repayment holidays may be available.

Find out moreabout the Residential Buy-to-let Mortgage

Enterprise Finance Guarantee

  • Borrow from £25,001 to £600,000 over one to 10 years.
  • Variable or fixed rate interest terms, dependant on circumstances.
  • Flexible draw down arrangements.
  • Benefit from capital repayment holidays, available in certain circumstances.
  • To apply for Enterprise Finance Guarantee, your business's turnover must not exceed £41 million.

Find out moreabout the Enterprise Finance Guarantee scheme

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Six lending misconceptions

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Finance application checklist

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Financing for growth

Is your business ready for growth? Read our guide to support your decision making and discover available funding options.