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Asset Finance

Asset finance is a way to purchase assets without taking out a conventional loan. It allows you to spread payments over an agreed term and so avoid making big one-off payments for the extra machinery or equipment your business might need to grow.

Features and benefits

  • Funding for all types of assets from farm vehicles to plant and office equipment.
  • Competitive interest rates.
  • Response to funding requests within 24 hours.
  • A fast and efficient phone-based service.

Hire Purchase

Hire Purchase allows straightforward financing and asset ownership. You benefit from spreading the cost of the asset over an agreed term, followed by a one-off purchase option fee, which transfers ownership to you at the end of the term.

Finance Lease

Finance Lease allows immediate use of a new asset with a minimal initial financial outlay. It is a simple approach to lease funding, providing a deferred payment plan on the acquisition of any asset.

Assets funded include:

  • Plant & machinery.
  • Cars, buses and coaches.
  • Heavy/light commercial vehicles.
  • Commercial vehicle trailers.
  • Agricultural equipment.
  • Construction equipment.
  • Medical equipment.

We have specialist propositions for:

  • Manufacturing businesses that seek funding for commercial/HGV vehicles, machinery, plant and manufacturing equipment including investment into automation robotics
  • Healthcare business that seek funding for surgery equipment such as dental chairs, scanners, other surgery equipment and vehicles
  • Agricultural businesses that seek funding for tractors, combine harvesters, commercial vehicle trailers and other farm equipment
  • Professional practices that seek to spread the cost of Professional Indemnity Insurance and Partner Tax Liability

To apply for Asset Finance,  you should:

  • Achieve sales in excess of £50,000.
  • You must have been trading for a minimum of 12 months
  • The business must be UK based.
  • Require the finance for business use.
  • Be a sole trader, partner or director with authority to borrow on behalf of your business.
  • Be aged 18 or over.

Before we can help you, we need to know:

  • How much you would like to borrow.
  • What you need the finance for.
  • How many months you would like to make the repayments over.

Easy-to-follow figures so you can make comparisons.

Find out moreabout finance assets

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Loans and finance

Our lending products are flexible enough to accommodate almost any business plan.

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How to apply

Get a quote


Use our instant online Hire Purchase quote calculator.

Launch Calculatorto get an online quote.

Get a quote

On the phone

0345 602 4796Telephone 0345 602 4796

Talk to one of our Asset Finance Specialists. We’re available from 9am to 5pm Monday to Friday, except public holidays.