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Designated Client Account

This account enables you to hold your clients' individual funds in separate accounts. It's suitable for any professional practice or other businesses that hold clients' money, for example: solicitors, accountants, insurance brokers, estate and managing agents.

Features and benefits

  • Instant access to your account
  • Receive regular statements
  • No minimum or maximum withdrawal limit as long as you have cleared funds available.
  • Interest is calculated daily and paid monthly

Deputyship/Appointeeship debit card

Debit cards are available to help support vulnerable individuals* under Deputyship or Appointeeship arrangements, giving them direct access to their funds.

Features and benefits

  • Choice of card type - Chip & PIN, chip & signature or Cashpoint only
  • Always checks available funds on the account preventing unauthorised overdrafts
  • Linked to a Designated Client Account to ensure segregation of the underlying individual’s funds


  • The underlying individual will have no rights to directly access the bank account other than through ATM cash withdrawals, online purchases and merchant transactions. Minimum age of underlying individual is 11 years. You (our Client) are responsible for the capacity assessment of the underlying individual.
  • A Deputyship or Appointeeshipneeds to be evidenced in the form of a either a court of protection order (Deputyship) or BF57 (Appointeeship).
  • The card is provided strictly only for use by the underlying individual. It is not permitted to be used by employees or other third parties (e.g. carers).

Easy-to-follow figures so you can make comparisons.

Find out more about our rates and charges

Make sure you understand the small print. For full details of our terms and conditions view the documents below.

Find out more about our terms and conditions

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Fixed Rate Term Deposit Account

Choose a fixed term that suits you and get a more competitive rate on your savings.

Find out moreabout the Fixed Term Deposit Account

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Compare our term deposits

Find out more and compare all of our available business term deposits.

Find out moreCompare our term deposits

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Business Banking Clients’ Call Account

This account enables you to hold your clients' individual funds in separate accounts.

Find out moreabout the Business Banking Clients’ Call Account

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We offer a variety of savings accounts designed to suit individual needs.

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How to apply

On the phone

0345 072 5555Call telephone number 0345 072 5555

Call us to talk to one of our relationship managers. We are available from 8am to 8pm Monday to Friday and 9am to 1pm on Saturday.

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Manage your savings online

View your current and savings accounts side by side with Internet Banking.

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Business Start-up Account

18 months free day-to-day business banking and support and guidance every step of the way.

Find out moreabout current accounts for new businesses