Card readers
Accept card payments with our wide range of face-to-face solutions.
Take payments with Cardnet
From small independents to large corporations, we have a payment solution to suit every business need.
Get started Apply for our payment solutions
Why do card payments matter?
The amount of card transactions made in the UK is increasing year-on-year as more and more consumers expect to pay by card. Businesses of all shapes and sizes can benefit by accepting card payments and offering a convenient way for their customers to pay for their goods and services.
Lloyds Bank Cardnet is our card payment service brand that can support you however you need to operate. We have solutions available across face-to-face, online, mobile, and over-the-phone channels.
How do you want to take payments?
Card readers
For businesses that need to take payments face to face at the till, at a table or away from their premises.
Online
For businesses who rely on taking payments through their website or other digital channels, including pay by link.
Over the phone
For businesses who need a secure way to take payments when a cardholder is not present.
What are the advantages of taking card payments?
How much does taking card payments cost?
Pricing is tailored to your business. It will depend on factors such as your card turnover, how you want to take payments and the product options you select.
When you go through our application form, you will see a breakdown of your rates and charges before you sign up, so you fully understand what you’re agreeing to.
Why choose Lloyds Bank Cardnet®?
- A trusted brand: Lloyds Bank Cardnet has over 25 years’ experience in card payment services. You can be confident you are with a team that understand payment solutions.
- Specialist support: Our specialist UK based support team are available to support you Monday to Saturday, 8am – 9pm.
- Technology you can trust: Our payment system has up to 99% uptime* so you won’t leave your customers waiting.
- Keep customer data safe: Our payment devices have secure data processing and are fully PCI compliant.
More ways Cardnet can support your business
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Clover card machines
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Frequently asked questions
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You don’t have to be a customer of Lloyds Bank or Bank of Scotland to use Cardnet. We assess each business individually to ensure you receive the right product and service, whether you’re a small but established business, a large corporation or just starting out.
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A point of sale (POS) is quite literally a location or system where a customer exchanges money for goods and services. A point-of-sale system allows a business to accept and process secure payments from customers and keep track of sales. A modern POS system is usually either digital, where a transaction may occur virtually online or over the phone, or a form of card terminal that’s either fixed or portable, or a combination of the two.
A POS system should allow your business to:
- Calculate the total amount owed for any given sale
- Accept payment by cash, card or virtually
- Issue an electronic or printed receipt
- Record the details of the transaction
Today’s POS systems have additional features such as the ability to manage inventory, create reports that detail trend and customer habits, as well as connect to other supporting software to help bring multiple customer transaction outlets into one system.
- Calculate the total amount owed for any given sale
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Our product range accept all major credit and debit cards as well as digital wallets as payment, including Mastercard, VISA, American Express, Discover Global Network and Diners Club International, Apple Pay, Google Pay and Samsung Pay.
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Payment Card Industry Data Security Standards (PCI DSS) is a set of industry standards designed to ensure merchants store and process cardholder data securely. Any business that deals with payment processing is required to meet these standards and keep financial data secure as well as cardholders protected from fraud.
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From 14th March 2022 a greater level of authentication was introduced for online payments. Here are some useful documents we’ve developed to remind you of the process.
*Based on the Cardnet platform maintaining 99.999% uptime covering the 12-month period from January 2023 to December 2023