Merchant Cash Advance
Fund your business today with tomorrow's card sales. Apply for a cash advance from £2,500 to £300,000.
What is a Merchant Cash Advance?
A Merchant Cash Advance is a funding solution that provides quick access to cash, and then payments are made based on future card sales. It includes just one fixed cost, agreed upfront, so you know exactly how much you will pay. The balance is paid automatically as an agreed percentage of customer card transactions – meaning you only pay when your customers pay you. This flexible solution takes away the stress of fixed monthly payments and allows you to focus on what really matters - your business. Our Merchant Cash Advance is provided by our referral partner, Liberis.
Business finance that flows with your business
*By enquiring, you acknowledge and agree to be contacted by telephone and email, and for Lloyds Bank plc t/a Cardnet to share your information and data with Liberis for the purpose of assessing your eligibility for Merchant Cash Advance.
Why choose Merchant Cash Advance?
- Business finance available from £2,500 to £300,000
- One agreed cost, no hidden fees, no fixed monthly payments
- Quick, easy application and approval process, with funds available in as little as two working days2
Frequently asked questions
Other ways to take payments
Take debit or credit card payments face to face at the till, at a table or away from your premises.
Over the phone
For businesses who need a quick and safe way to take payments when the cardholder is not present.
For businesses who rely on accepting payments through their website or other digital channels.
1For example; if you receive £11,000 anticipating to make payments over 8 months however it takes you 12 months to make payments, the total amount to pay is still £11,000 (subject to terms and conditions).
2As of May 2022, 82% of customers of successful applications received funding within two working days. Any preliminary approval from Liberis will be based on the information about your business that is available at the time. You will get a final decision from Liberis after submitting an actual application.
*Your credit score is not affected by applying for a Merchant Cash Advance (MCA) with Liberis. Taking out an MCA with Liberis may affect your credit score, and any decision to take out an MCA shall be solely at your own risk.
*You will be expected to operate your business in a way that ensures Liberis receives a minimum monthly amount of 3% of the total amount owed to Liberis.
This product is provided by Liberis Limited, a company in England and Wales with Company registration number 5654321 and whose registered office is at Liberis Ltd, Scale Space Building, 1st Floor, 58 Wood Lane, London, W12 7RZ. Liberis Limited will be delivering the Merchant Cash Advance products and services. Lloyds Bank plc t/a Cardnet will receive a commission if you decide to take out the product through Liberis. Merchant Cash Advance is not an FCA regulated product. Other options are available for business finance.
Nothing in this communication or any link to any other URL/Website or content of Liberis or other third party should be interpreted as, or constitutes, any Lloyds Bank plc t/a Cardnet endorsement or approval of Liberis or the Merchant Cash Advance products or services. Lloyds Bank plc t/a Cardnet and Liberis remain at all times independent parties, and no relationship of agent/principal, joint venture or analogous relationship exists between them.
All trademarks, service marks and trade names referred to are the property of their respective owners. Merchant Cash Advance is exclusively owned and operated by Liberis for which Lloyds Bank plc t/a Cardnet assumes no liability.