Take payments with Lloyds Cardnet®

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Card readers for businesses of all sizes

MPOS Card machine

Perfect for taking payments on the go

£49 one-off
No VAT on first card reader
Plus 1.75% fixed transaction rate​

transaction feestransaction fees

Start accepting payments with MPOS, our simple to set up pocket-sized card reader. With a £49 one off fee, no minimum contract and a fixed transaction rate, it’s an ideal option for taking payments on the move.

MPOS
Castles Saturn Card machine

Popular for accepting payments everyday

£27 monthly rental + VAT

Plus tailored transaction fees
Includes SIM

transaction feestransaction fees

Castles Saturn is a simple to use card reader for businesses with a steady volume of payments to accept in person or over the phone. Portable, touchscreen, options for tips and cashback.

Castles Saturn
Clover Flex card machine solution

A complete business management solution

£21 monthly rental + VAT

Plus tailored transaction fees
Optional SIM £10 monthly + VAT

transaction feestransaction fees

Clover Flex, our all-in-one business management solution, does more than just accept payments. A powerful POS with easy install apps, lets you customise and grow the capabilities as you need them.

Clover Flex

View all of our card readers

View all of our card readers

Take card payments however your customers choose, quickly and securely.

View all card readers

Let your customers pay, their way

Online payments

Take online payments

Over-the-phone payments

Take phone payments
Logos of payment types; mastercard, visa, american express, apple pay, google pay, diners club international, and discover.

Why Lloyds Cardnet for taking payments?

Clear pricing

Transparent pricing so you’ll fully understand our charges.

Specialist UK support

Calls answered on average within 32 seconds Mon to Sat, 8am – 9pm.

Leading reliability*

99.999% availability so you never lose a transaction.

Safe and secure

Secure data processing and fully PCI compliant devices.

Next day settlement

Payments are typically received by 6pm on the next working day**.

Easy reporting

Never lose sight of your sales, access anytime, anywhere.

  • Clear pricing
    Transparent pricing so you’ll fully understand our charges. 
  • Specialist UK support
    Calls answered on average within 32 seconds Mon to Sat, 8am – 9pm. 
  • Leading reliability*
    99.999% availability so you never lose a transaction.
  • Safe and secure
    Secure data processing and fully PCI compliant devices. 
  • Next day settlement
    Payments are typically received by 6pm on the next working day**.
  • Easy reporting
    Never lose sight of your sales, access anytime, anywhere.


*Based on 2023 data.
**Some solutions may charge a small fee.

*Based on 2023 data.
**Some solutions may charge a small fee.

Trusted by over 33,000 businesses making 2.86m transactions daily

Logos of businesses which use Lloyds Cardnet - PayPoint, The Woodland Trust, Virgin Atlantic, Marks Electricial, Costco Wholesale, Dans Le Noir

Find out how much Lloyds Cardnet could cost your business

How we charge

We try to keep our prices transparent so you’ll get a full picture of our costs.

Discover pricing

Get a personalised quote

Play around with our online quotation tool to discover the cost of taking card payments with Lloyds Cardnet.

Get a personalised quote

What our customers say about us

 

“We wanted a bank that could potentially provide future investment, as well as reliable card payment services.”

 

Jenny May
Landlord, The King's Head

Read more

Payment acceptance with Lloyds Cardnet integrates with a full suite of services

Logos of payment acceptance by Lloyds Cardnet - QikServe, Nuepos, Keyivr, Paytia, Outify, Prommt

Frequently asked questions

  • You don’t have to be a customer of Lloyds Bank or Bank of Scotland to use Lloyds Cardnet. We assess each business individually to ensure you receive the right product and service, whether you’re a small but established business, a large corporation or just starting out.

  • A point of sale (POS) is quite literally a location or system where a customer exchanges money for goods and services. A point-of-sale system allows a business to accept and process secure payments from customers and keep track of sales. A modern POS system is usually either digital, where a transaction may occur virtually online or over the phone, or a form of card terminal that’s either fixed or portable, or a combination of the two.

    A POS system should allow your business to:

    • Calculate the total amount owed for any given sale
    • Accept payment by cash, card or virtually
    • Issue an electronic or printed receipt
    • Record the details of the transaction

    Today’s POS systems have additional features such as the ability to manage inventory, create reports that detail trend and customer habits, as well as connect to other supporting software to help bring multiple customer transaction outlets into one system.

    Find out more about Point of Sale (POS) solutions

  • Our product range accept all major credit and debit cards as well as digital wallets as payment, including Mastercard, VISA, American Express, Discover Global Network and Diners Club International, Apple Pay, Google Pay and Samsung Pay.

  • Payment Card Industry Data Security Standards (PCI DSS) is a set of industry standards designed to ensure merchants store and process cardholder data securely. Any business that deals with payment processing is required to meet these standards and keep financial data secure as well as cardholders protected from fraud.

    Find out more about PCI DSS

  • From 14th March 2022 a greater level of authentication was introduced for online payments. Here are some useful documents we’ve developed to remind you of the process.
     

Cardnet® is a registered trademark of Lloyds Bank plc.