Electric car finance

If you have off-road parking, your best option is to install a home charge point. This is a wall-mounted, weatherproof unit attached to the outside of your home, or inside a garage, that provides a plug-in point for your car’s supplied charger.

This charge point is relatively easy to install and runs from your home’s domestic supply. Modern or refurbished apartment units that include parking may also provide charging points.

Home chargers typically operate at 7KW, which can charge a typical 60KWh car battery fully in under eight hours. It makes sense for users to sweep the market for the best deals, as some tariffs provide cost-efficient off-peak rates.

More information on the cost of charging - Black Horse.

Installation and cost of a home Electric Vehicle charger - Black Horse

If you don’t have off-road parking, you may have access to charging points installed within lampposts or other roadside units. But there are lots of other options available too - chargers can often be found at supermarkets, gyms, and retail parks.

In addition, most service stations now offer EV charging points.

Where do I charge an EV? - Black Horse

You can also see your nearest charge point using Zapmap

If there’s a second petrol or diesel car in your household that you could have use of then an electric car could be a good choice for the majority of your journeys.

For those longer distance journeys, driving your second car could then be an alternative option.

It’s worth measuring a typical week’s driving, to make sure you select a vehicle with sufficient range. EVs can manage between 100 and 300 miles per charge.

What does range mean? - Black Horse

Based on what you have told us, you have access to a convenient charge point, and there are electric vehicles that have a suitable range for you day-to-day life. Now it's just a case of choosing the right one.

It’s important to thoroughly research your options before choosing to drive an electric car.  This tool is a guide, and should not be used as a sole reason for your decision

There are a wide range of electric vehicle types and styles, both new and used. The main factors you need to consider are range, charging options, charging speeds, budget, and vehicle size or type.

But, this calculator is only a guide and the UK’s electric vehicle landscape is constantly evolving. Thousands more charge points are being installed every year and new models are coming to the market with longer ranges and faster charging, so you could be ready for an EV sooner than you think.

Your charging circumstances or mileage requirements may make an EV less suitable for you right now. However, particularly if you are a high mileage driver, we would recommend researching longer range EVs which could suit your driving behaviour. Our EV hub - Black Horse has lots of information to help you to help you transition if you find a vehicle that suits you or your circumstance change.

If you decide an EV doesn’t fit your lifestyle at the moment, you could consider a plug in hybrid car which can run on electricity and uses petrol or diesel fuel as a back up. 

This means you can take advantage of the electric battery for shorter journeys, charging when you can, while still using traditional fuel for longer journeys or on the occasion you can’t reach a charge point. Plug in hybrids can also be a brilliant option for transitioning from traditional fuel cars, into a fully electric car in future, if you aren’t completely comfortable with the idea yet. You might find you love using the electric mode, and decide to opt for a pure electric car in the future.

 Whatever you decide, we have over 4,500 approved Black Horse finance dealerships across the UK with a wide range of new and used electric vehicles to choose from. They can answer any additional questions you may have, help you to choose your vehicle, and arrange your finance. Black Horse finance dealer.