Go paper-free
Amend paper-free preferences for your statements and correspondence.
Switching your car finance from another provider to Lloyds Bank could help you lower your monthly repayments or spread the cost of a final, lump sum payment.
Lloyds Bank customers can switch their current PCP or HP car finance from elsewhere to us by getting an online quote, that won’t affect your credit score. Customers can then choose to switch to either Personal Contract Purchase (PCP) or Hire Purchase (HP) with us.
What are the benefits?
Other terms, borrowing amounts and rates are available.
What are the benefits?
Other terms, borrowing amounts and rates are available.
Important information: to take car finance with us, you'll need to be aged 18 or over, a UK resident, hold a current account with us (min 3 months) and be registered for Internet Banking.
We are unable to refinance cars from existing Lloyds Bank car finance customers.
When we transfer the finance amount direct to your current finance provider, we normally do this on the same day. The money could be in their account in a few hours. Payments made after 2.30pm will be received before 12pm the following day.
Lending is subject to status and additional affordability checks.
You’ll find more details about transferring your car finance in our FAQ section.
Need help with your car refinance application?
Call: 0333 202 7969. Lines are open from 8.30am – 6pm Monday – Friday, 9am – 1pm on Saturdays and closed on Sundays.