24 Month Purchase and Balance Transfer

LLOYDS BANK PLATINUM CREDIT CARD0% Purchase and Balance transfer

24 Month Purchase and Balance Transfer

Your X balance transfer

Time to pay

X

Fee + Interest

X

Your X balance transfer

It will take X months to clear with payments of X each month.

Balance transferred

X

One-off balance transfer fee

X

Total interest (X months interest free)

X

Total repayment

X

How is this calculated?Expandable section

Your X spend

Time to pay

X

Fee + Interest

X

Your X spend

It will take X months to clear with payments of X each month.

Spent

X

Annual fee

X

Total interest (X months interest free)

X

Total repayment

X

How is this calculated?Expandable section
Balance transfer offer

0% for up to 24 months

on balance transfers made within 90 days of account opening

Balance transfer fee

3%

on balance transfers made within 90 days of account opening

Purchase rate offer

0% for up to 24 months

from account opening

Representative example

Most successful applicants will get:

a variable annual
purchase rate of
19.94%
and a variable
representative
19.9%APR
based on
borrowing
£1,200
over 12 months, with
an annual fee of
£0

Credit limits and interest rates vary based on your individual circumstances.

What do these numbers mean?

What is a representative example?
This is a table of information designed to show how much this account would cost most successful applicants. We use the example of how much it would cost over one year if you borrowed £1,200. It is for illustrative purposes only, and does not reflect the credit limit you will get if you successfully apply.
What does purchase rate mean?
When you use your credit card to buy things, you will be charged interest on your purchases (outside of any introductory offer periods). If you pay off the outstanding balance of your credit card each month, you would not be charged purchase rate interest.
What is a credit limit?
If you successfully apply for a credit card, a limit on how much you can spend on it will be applied. You must not go over this limit. Your credit limit will be based on your current circumstances, and may vary.
What does APR mean?
APR stands for 'Annual Percentage Rate' and is a figure that includes all fees, charges and interest rates associated with your credit card. APR is a representative figure and it allows you to quickly compare credit cards.
Could my APR be different from the example?
We treat all applications on an individual basis, so the APR you get is determined by the details supplied on your application, along with an independent verification of your credit and repayment history. Most successful applicants (at least 51%) will receive the lowest APR displayed in the representative example.
What is an annual fee?
This is a fee charged every 12 months as a condition of continuing to hold this credit card account. (There will be other costs attached to holding a credit card account, which are outlined in this account’s Summary Box).
What do these numbers mean?

Keep in mind: you may be offered a Classic Credit Card which may have a different promotional period and a rate of 27.9% APR (variable), depending on your individual circumstances.

32 Month Balance Transfer

LLOYDS BANK PLATINUM CREDIT CARDLow Fee 0% Balance Transfer

32 Month Balance Transfer

Your X balance transfer

Time to pay

X

Fee + Interest

X

Your X balance transfer

It will take X months to clear with payments of X each month.

Balance transferred

X

One-off balance transfer fee

X

Total interest (X months interest free)

X

Total repayment

X

How is this calculated?Expandable section

Your X spend

Time to pay

X

Fee + Interest

X

Your X spend

It will take X months to clear with payments of X each month.

Spent

X

Annual fee

X

Total interest (X months interest free)

X

Total repayment

X

How is this calculated?Expandable section
Balance transfer offer

0% for up to 32 months

on balance transfers made within 90 days of account opening

Balance transfer fee

1.4% after refund

on balance transfers made within 90 days of account opening (3% initially charged)

Purchase rate offer

0% for 12 months

from account opening

Representative example.

Most successful applicants will get:

a variable annual
purchase rate of
19.94%
and a variable
representative
19.9%APR
based on
borrowing
£1,200
over 12 months, with
an annual fee of
£0

Credit limits and interest rates vary based on your individual circumstances.

What is a representative example?
This is a table of information designed to show how much this account would cost most successful applicants. We use the example of how much it would cost over one year if you borrowed £1,200. It is for illustrative purposes only, and does not reflect the credit limit you will get if you successfully apply.
What does purchase rate mean?
When you use your credit card to buy things, you will be charged interest on your purchases (outside of any introductory offer periods). If you pay off the outstanding balance of your credit card each month, you would not be charged purchase rate interest.
What is a credit limit?
If you successfully apply for a credit card, a limit on how much you can spend on it will be applied. You must not go over this limit. Your credit limit will be based on your current circumstances, and may vary.
What does APR mean?
APR stands for 'Annual Percentage Rate' and is a figure that includes all fees, charges and interest rates associated with your credit card. APR is a representative figure and it allows you to quickly compare credit cards.
Could my APR be different from the example?
We treat all applications on an individual basis, so the APR you get is determined by the details supplied on your application, along with an independent verification of your credit and repayment history.. Most successful applicants (at least 51%) will receive the lowest APR displayed in the representative example.
What is an annual fee?
This is a fee charged every 12 months as a condition of continuing to hold this credit card account. (There will be other costs attached to holding a credit card account, which are outlined in this account’s Summary Box).
What do these numbers mean?

Keep in mind: you may be offered a Classic Credit Card which may have a different promotional period and a rate of 27.9% APR (variable), depending on your individual circumstances.

24 Month Balance Transfer

LLOYDS BANK PLATINUM CREDIT CARDNo Fee 0% Balance Transfer

23 Month Balance Transfer

Your X balance transfer

Time to pay

X

Fee + Interest

X

Your X balance transfer

It will take X months to clear with payments of X each month.

Balance transferred

X

One-off balance transfer fee

X

Total interest (X months interest free)

X

Total repayment

X

How is this calculated?Expandable section

Your X spend

Time to pay

X

Fee + Interest

X

Your X spend

It will take X months to clear with payments of X each month.

Spent

X

Annual fee

X

Total interest (X months interest free)

X

Total repayment

X

How is this calculated?Expandable section
Balance transfer offer

0% for up to 23 months

on balance transfers made within 90 days of account opening

Balance transfer fee

0%

on balance transfers made within 90 days of account opening

Purchase rate offer

0% for 6 months

from account opening

Representative example

Most successful applicants will get:

a variable annual
purchase rate of
19.94%
and a variable
representative
19.9%APR
based on
borrowing
£1,200
over 12 months, with
an annual fee of
£0

Credit limits and interest rates vary based on your individual circumstances.

What do these numbers mean?

What is a representative example?
This is a table of information designed to show how much this account would cost most successful applicants. We use the example of how much it would cost over one year if you borrowed £1,200. It is for illustrative purposes only, and does not reflect the credit limit you will get if you successfully apply.
What does purchase rate mean?
When you use your credit card to buy things, you will be charged interest on your purchases (outside of any introductory offer periods). If you pay off the outstanding balance of your credit card each month, you would not be charged purchase rate interest.
What is a credit limit?
If you successfully apply for a credit card, a limit on how much you can spend on it will be applied. You must not go over this limit. Your credit limit will be based on your current circumstances, and may vary.
What does APR mean?
APR stands for 'Annual Percentage Rate' and is a figure that includes all fees, charges and interest rates associated with your credit card. APR is a representative figure and it allows you to quickly compare credit cards.
Could my APR be different from the example?
We treat all applications on an individual basis, so the APR you get is determined by the details supplied on your application, along with an independent verification of your credit and repayment history. Most successful applicants (at least 51%) will receive the lowest APR displayed in the representative example.
What is an annual fee?
This is a fee charged every 12 months as a condition of continuing to hold this credit card account. (There will be other costs attached to holding a credit card account, which are outlined in this account's Summary Box).
What do these numbers mean?

Keep in mind: you may be offered a Classic Credit Card which may have a different promotional period and a rate of 27.9% APR (variable), depending on your individual circumstances.

35 Month Balance Transfer Card

LLOYDS BANK PLATINUM CREDIT CARDOur Longest 0% Balance Transfer

35 Month Balance Transfer

Your X balance transfer

Time to pay

X

Fee + Interest

X

Your X balance transfer

It will take X months to clear with payments of X each month.

Balance transferred

X

One-off balance transfer fee

X

Total interest (X months interest free)

X

Total repayment

X

How is this calculated?Expandable section

Your X spend

Time to pay

X

Fee + Interest

X

Your X spend

It will take X months to clear with payments of X each month.

Spent

X

Annual fee

X

Total interest (X months interest free)

X

Total repayment

X

How is this calculated?Expandable section
Balance transfer offer

0% for up to 35 months

on balance transfers made within 90 days of account opening

Balance transfer fee

3%

on balance transfers made within 90 days of account opening

Purchase rate offer

0% for 3 months

from account opening

Representative example

Most successful applicants will get:

a variable annual
purchase rate of
19.94%
and a variable
representative
19.9%APR
based on borrowing
£1,200
over 12 months,
with an annual fee of
£0

Credit limits and interest rates vary based on your individual circumstances.

What do these numbers mean?

What is a representative example?
This is a table of information designed to show how much this account would cost most successful applicants. We use the example of how much it would cost over one year if you borrowed £1,200. It is for illustrative purposes only, and does not reflect the credit limit you will get if you successfully apply.
What does purchase rate mean?
When you use your credit card to buy things, you will be charged interest on your purchases (outside of any introductory offer periods). If you pay off the outstanding balance of your credit card each month, you would not be charged purchase rate interest.
What is a credit limit?
If you successfully apply for a credit card, a limit on how much you can spend on it will be applied. You must not go over this limit. Your credit limit will be based on your current circumstances, and may vary.
What does APR mean?
APR stands for 'Annual Percentage Rate' and is a figure that includes all fees, charges and interest rates associated with your credit card. APR is a representative figure and it allows you to quickly compare credit cards.
Could my APR be different from the example?
We treat all applications on an individual basis, so the APR you get is determined by the details supplied on your application, along with an independent verification of your credit and repayment history. Most successful applicants (at least 51%) will receive the lowest APR displayed in the representative example.
What is an annual fee?
This is a fee charged every 12 months as a condition of continuing to hold this credit card account. (There will be other costs attached to holding a credit card account, which are outlined in this account's Summary Box).
What do these numbers mean?

Keep in mind: you may be offered a Classic Credit Card which may have a different promotional period and a rate of 27.9% APR (variable), depending on your individual circumstances.

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