Lower amount

Please enter a higher amount

Please enter a lower amount

Please enter a value

Monthly repayment can't be more than the transferring balance

Higher Amount

To help you find a suitable credit card, we just need to know:

Please enter a higher amount

Please enter a lower amount

Please enter a value

Decrease amount
Increase amount

Please enter a higher amount

Please enter a lower amount

Please enter a value

Decrease amount
Increase amount

We'll make some assumptions Close  We have made a number of assumptions in this calculation. You must: remain eligible for the promotional offer keep up with the above monthly repayments stay within your credit limit make at least your minimum monthly repayment on time. about your card usage to make a calculation

To help you find a suitable credit card, we just need to know:

Please enter a higher amount

Please enter a lower amount

Please enter a value

Decrease amount
Increase amount

Please enter a higher amount

Please enter a lower amount

Please enter a value

Decrease amount
Increase amount

We'll make some assumptions Close  We have made a number of assumptions in this calculation. You must: remain eligible for the promotional offer keep up with the above monthly repayments stay within your credit limit make at least your minimum monthly repayment on time. about your card usage to make a calculation

How much do you plan to spend on your card each month?

37 Month Balance Transfer Card

LLOYDS BANK PLATINUM CREDIT CARDOur Longest 0% Balance Transfer

37 Month Balance Transfer

Your X balance transfer

Time to pay

X

Fee + Interest

X

Your X balance transfer

It will take X months to clear with payments of X each month.

Balance transferred

X

One-off balance transfer fee

X

Total interest (X months interest free)

X

Total repayment

X

How is this calculated?Expandable section

Your X spend

Time to pay

X

Fee + Interest

X

Your X spend

It will take X months to clear with payments of X each month.

Spent

X

Annual fee

X

Total interest (X months interest free)

X

Total repayment

X

How is this calculated?Expandable section
Balance transfer offer

0% for up to 37 months

on balance transfers made within 90 days of account opening

Balance transfer fee

2% after refund

on balance transfers made within 90 days of account opening (3% initially charged)

Purchase rate offer

0% for 3 months

from account opening

Representative example

Most successful applicants will get:

a variable annual
purchase rate of
18.94%
and a variable
representative
18.9%APR
based on borrowing
£1,200
over 12 months,
with an annual fee of
£0

Credit limits and interest rates vary based on your individual circumstances.

What do these numbers mean?

What is a representative example?
This is a table of information designed to show how much this account would cost most successful applicants. We use the example of how much it would cost over one year if you borrowed £1,200. It is for illustrative purposes only, and does not reflect the credit limit you will get if you successfully apply.
What does purchase rate mean?
When you use your credit card to buy things, you will be charged interest on your purchases (outside of any introductory offer periods). If you pay off the outstanding balance of your credit card each month, you would not be charged purchase rate interest.
What is a credit limit?
If you successfully apply for a credit card, a limit on how much you can spend on it will be applied. You must not go over this limit. Your credit limit will be based on your current circumstances, and may vary.
What does APR mean?
APR stands for 'Annual Percentage Rate' and is a figure that includes all fees, charges and interest rates associated with your credit card. APR is a representative figure and it allows you to quickly compare credit cards.
Could my APR be different from the example?
We treat all applications on an individual basis, so the APR you get is determined by the details supplied on your application, along with an independent verification of your credit and repayment history. Most successful applicants (at least 51%) will receive the lowest APR displayed in the representative example.
What is an annual fee?
This is a fee charged every 12 months as a condition of continuing to hold this credit card account. (There will be other costs attached to holding a credit card account, which are outlined in this account's Summary Box).
What do these numbers mean?

Keep in mind you may receive a shorter balance transfer offer (18 months) or a different APR (either 21.9% or 27.9% variable) based on your individual circumstances.

Long 0% Balance Transfer Offer

LLOYDS BANK PLATINUM CREDIT CARDLong 0% Balance Transfer Offer

35 Month Balance Transfer

Your X balance transfer

Time to pay

X

Fee + Interest

X

Your X balance transfer

It will take X months to clear with payments of X each month.

Balance transferred

X

One-off balance transfer fee

X

Total interest (X months interest free)

X

Total repayment

X

How is this calculated?Expandable section

Your X spend

Time to pay

X

Fee + Interest

X

Your X spend

It will take X months to clear with payments of X each month.

Spent

X

Annual fee

X

Total interest (X months interest free)

X

Total repayment

X

How is this calculated?Expandable section
Balance transfer offer

0% for up to 35 months

on balance transfers made within 90 days of account opening

Balance transfer fee

1.49% after refund

on balance transfers made within 90 days of account opening (3% initially charged)

Purchase rate offer

0% for 3 months

from account opening

Representative example

Most successful applicants will get:

a variable annual
purchase rate of
18.94%
and a variable
representative
18.9%APR
based on
borrowing
£1,200
over 12 months,
with an annual fee of
£0

Credit limits and interest rates vary based on your individual circumstances.

What do these numbers mean?

What is a representative example?
This is a table of information designed to show how much this account would cost most successful applicants. We use the example of how much it would cost over one year if you borrowed £1,200. It is for illustrative purposes only, and does not reflect the credit limit you will get if you successfully apply.
What does purchase rate mean?
When you use your credit card to buy things, you will be charged interest on your purchases (outside of any introductory offer periods). If you pay off the outstanding balance of your credit card each month, you would not be charged purchase rate interest.
What is a credit limit?
If you successfully apply for a credit card, a limit on how much you can spend on it will be applied. You must not go over this limit. Your credit limit will be based on your current circumstances, and may vary.
What does APR mean?
APR stands for 'Annual Percentage Rate' and is a figure that includes all fees, charges and interest rates associated with your credit card. APR is a representative figure and it allows you to quickly compare credit cards.
Could my APR be different from the example?
We treat all applications on an individual basis, so the APR you get is determined by the details supplied on your application, along with an independent verification of your credit and repayment history.. Most successful applicants (at least 51%) will receive the lowest APR displayed in the representative example.
What is an annual fee?
This is a fee charged every 12 months as a condition of continuing to hold this credit card account. (There will be other costs attached to holding a credit card account, which are outlined in this account’s Summary Box).
What do these numbers mean?

Keep in mind you may receive a shorter balance transfer offer (18 months) or a different APR (either 21.9% or 27.9% variable) based on your individual circumstances.

33 Month Balance Transfer

LLOYDS BANK PLATINUM CREDIT CARDLow Fee 0% Balance Transfer

33 Month Balance Transfer - £20 cashback offer valid on accounts opened by 8th September 2017*

Your X balance transfer

Time to pay

X

Fee + Interest

X

Your X balance transfer

It will take X months to clear with payments of X each month.

Balance transferred

X

One-off balance transfer fee

X

Total interest (X months interest free)

X

Total repayment

X

How is this calculated?Expandable section

Your X spend

Time to pay

X

Fee + Interest

X

Your X spend

It will take X months to clear with payments of X each month.

Spent

X

Annual fee

X

Total interest (X months interest free)

X

Total repayment

X

How is this calculated?Expandable section
Balance transfer offer

0% for up to 33 months

on balance transfers made within 90 days of account opening

Balance transfer fee

0.58% after refund

on balance transfers made within 90 days of account opening

Purchase rate offer

0% for 3 months

from account opening

Representative example

Most successful applicants will get:

a variable annual
purchase rate of
18.94%
and a variable
representative
18.9%APR
based on
borrowing
£1,200
over 12 months, with
an annual fee of
£0

Credit limits and interest rates vary based on your individual circumstances.

What do these numbers mean?

What is a representative example?
This is a table of information designed to show how much this account would cost most successful applicants. We use the example of how much it would cost over one year if you borrowed £1,200. It is for illustrative purposes only, and does not reflect the credit limit you will get if you successfully apply.
What does purchase rate mean?
When you use your credit card to buy things, you will be charged interest on your purchases (outside of any introductory offer periods). If you pay off the outstanding balance of your credit card each month, you would not be charged purchase rate interest.
What is a credit limit?
If you successfully apply for a credit card, a limit on how much you can spend on it will be applied. You must not go over this limit. Your credit limit will be based on your current circumstances, and may vary.
What does APR mean?
APR stands for 'Annual Percentage Rate' and is a figure that includes all fees, charges and interest rates associated with your credit card. APR is a representative figure and it allows you to quickly compare credit cards.
Could my APR be different from the example?
We treat all applications on an individual basis, so the APR you get is determined by the details supplied on your application, along with an independent verification of your credit and repayment history. Most successful applicants (at least 51%) will receive the lowest APR displayed in the representative example.
What is an annual fee?
This is a fee charged every 12 months as a condition of continuing to hold this credit card account. (There will be other costs attached to holding a credit card account, which are outlined in this account’s Summary Box).
What do these numbers mean?

Keep in mind you may receive a shorter balance transfer offer (18 months) or a different APR (either 21.9% or 25.9% variable) based on your individual circumstances.

* You will be paid £20 cashback within 90 days of your first balance transfer being made.

29 Month Purchase and Balance Transfer

LLOYDS BANK PLATINUM CREDIT CARD0% Purchase and Balance transfer

29 Month Purchase and Balance Transfer

Your X balance transfer

Time to pay

X

Fee + Interest

X

Your X balance transfer

It will take X months to clear with payments of X each month.

Balance transferred

X

One-off balance transfer fee

X

Total interest (X months interest free)

X

Total repayment

X

How is this calculated?Expandable section

Your X spend

Time to pay

X

Fee + Interest

X

Your X spend

It will take X months to clear with payments of X each month.

Spent

X

Annual fee

X

Total interest (X months interest free)

X

Total repayment

X

How is this calculated?Expandable section
Balance transfer offer

0% for up to 29 months

on balance transfers made within 90 days of account opening

Balance transfer fee

2.5%

on balance transfers made within 90 days of account opening

Purchase rate offer

0% for up to 29 months

from account opening

Representative example

Most successful applicants will get:

a variable annual
purchase rate of
18.94%
and a variable
representative
18.9%APR
based on borrowing
£1,200
over 12 months,
with an annual fee of
£0

Credit limits and interest rates vary based on your individual circumstances.

What is a representative example?
This is a table of information designed to show how much this account would cost most successful applicants. We use the example of how much it would cost over one year if you borrowed £1,200. It is for illustrative purposes only, and does not reflect the credit limit you will get if you successfully apply.
What does purchase rate mean?
When you use your credit card to buy things, you will be charged interest on your purchases (outside of any introductory offer periods). If you pay off the outstanding balance of your credit card each month, you would not be charged purchase rate interest.
What does APR mean?
APR stands for 'Annual Percentage Rate' and is a figure that includes all fees, charges and interest rates associated with your credit card. APR is a representative figure and it allows you to quickly compare credit cards.
Could my APR be different from the example?
We treat all applications on an individual basis, so the APR you get is determined by the details supplied on your application, along with an independent verification of your credit and repayment history. Most successful applicants (at least 51%) will receive the lowest APR displayed in the representative example.
What is an annual fee?
This is a fee charged every 12 months as a condition of continuing to hold this credit card account. (There will be other costs attached to holding a credit card account, which are outlined in this account's Summary Box).
What is a credit limit?
If you successfully apply for a credit card, a limit on how much you can spend on it will be applied. You must not go over this limit. Your credit limit will be based on your current circumstances, and may vary.
What do these numbers mean?

Keep in mind you may receive a different APR (either 21.9% or 25.9% variable) based on your individual circumstances.

25 Month Balance Transfer

LLOYDS BANK PLATINUM CREDIT CARDNo Fee 0% Balance Transfer

25 Month Balance Transfer

Your X balance transfer

Time to pay

X

Fee + Interest

X

Your X balance transfer

It will take X months to clear with payments of X each month.

Balance transferred

X

One-off balance transfer fee

X

Total interest (X months interest free)

X

Total repayment

X

How is this calculated?Expandable section

Your X spend

Time to pay

X

Fee + Interest

X

Your X spend

It will take X months to clear with payments of X each month.

Spent

X

Annual fee

X

Total interest (X months interest free)

X

Total repayment

X

How is this calculated?Expandable section
Balance transfer offer

0% for up to 25 months

on balance transfers made within 90 days of account opening

Balance transfer fee

0%

on balance transfers made within 90 days of account opening

Purchase rate offer

0% for 3 months

from account opening

Representative example

Most successful applicants will get:

a variable annual
purchase rate of
19.94%
and a variable
representative
19.9%APR
based on borrowing
£1,200
over 12 months,
with an annual fee of
£0

Credit limits and interest rates vary based on your individual circumstances.

What do these numbers mean?

What is a representative example?
This is a table of information designed to show how much this account would cost most successful applicants. We use the example of how much it would cost over one year if you borrowed £1,200. It is for illustrative purposes only, and does not reflect the credit limit you will get if you successfully apply.
What does purchase rate mean?
When you use your credit card to buy things, you will be charged interest on your purchases (outside of any introductory offer periods). If you pay off the outstanding balance of your credit card each month, you would not be charged purchase rate interest.
What is a credit limit?
If you successfully apply for a credit card, a limit on how much you can spend on it will be applied. You must not go over this limit. Your credit limit will be based on your current circumstances, and may vary.
What does APR mean?
APR stands for 'Annual Percentage Rate' and is a figure that includes all fees, charges and interest rates associated with your credit card. APR is a representative figure and it allows you to quickly compare credit cards.
Could my APR be different from the example?
We treat all applications on an individual basis, so the APR you get is determined by the details supplied on your application, along with an independent verification of your credit and repayment history. Most successful applicants (at least 51%) will receive the lowest APR displayed in the representative example.
What is an annual fee?
This is a fee charged every 12 months as a condition of continuing to hold this credit card account. (There will be other costs attached to holding a credit card account, which are outlined in this account's Summary Box).
What do these numbers mean?

Keep in mind you may receive a shorter balance transfer offer (13 months) and a different APR (either 21.9% or 25.9% variable) based on your individual circumstances.

Lloyds Bank Avios Rewards

Lloyds Bank Avios Rewards
Credit Card Account

Collect Avios and turn your everyday spending into travel rewards

Your X balance transfer

Time to pay

X

Fee + Interest

X

Your X balance transfer

It will take X months to clear with payments of X each month.

Balance transferred

X

One-off balance transfer fee

X

Total interest (X months interest free)

X

Total repayment

X

How is this calculated?Expandable section

Your X spend

Time to pay

X

Fee + Interest

X

Your X spend

It will take X months to clear with payments of X each month.

Spent

X

Annual fee

X

Total interest (X months interest free)

X

Total repayment

X

How is this calculated?Expandable section
Avios

Collect Avios every time you use either of these two cards to fly worldwide or for hotels, car hire and great days out. Also pay no foreign transaction fees when using your card abroad.
This account will mainly benefit people who spend £350 or more per month on their credit card.

Balance transfer offer

0% for 29 months

on balance transfers made within 90 days of account opening

Balance transfer fee

3%

Purchase rate offer

0% for 29 months

from account opening

Representative example

Most successful applicants will get:

a variable annual
purchase rate of
18.94%
and a variable
representative
23.7%APR
based on
borrowing
£1,200
over 12 months, with
an annual fee of
£24

Credit limits and interest rates vary based on your individual circumstances.

What do these numbers mean?

What is a representative example?
This is a table of information designed to show how much this account would cost most successful applicants. We use the example of how much it would cost over one year if you borrowed £1,200. It is for illustrative purposes only, and does not reflect the credit limit you will get if you successfully apply.
What does purchase rate mean?
When you use your credit card to buy things, you will be charged interest on your purchases (outside of any introductory offer periods). If you pay off the outstanding balance of your credit card each month, you would not be charged purchase rate interest.
What is a credit limit?
If you successfully apply for a credit card, a limit on how much you can spend on it will be applied. You must not go over this limit. Your credit limit will be based on your current circumstances, and may vary.
What does APR mean?
APR stands for 'Annual Percentage Rate' and is a figure that includes all fees, charges and interest rates associated with your credit card. APR is a representative figure and it allows you to quickly compare credit cards.
Could my APR be different from the example?
We treat all applications on an individual basis, so the APR you get is determined by the details supplied on your application, along with an independent verification of your credit and repayment history. Most successful applicants (at least 51%) will receive the lowest APR displayed in the representative example.
What is an annual fee?
This is a fee charged every 12 months as a condition of continuing to hold this credit card account. (There will be other costs attached to holding a credit card account, which are outlined in this account’s Summary Box).
What do these numbers mean?

Keep in mind you may receive a different APR (either 26.9% or 31.1% variable) based on your individual circumstances. The APR calculation considers the interest rate you pay and all other fees including the annual fee of £24.

Low Rate

LLOYDS BANK PLATINUM CREDIT CARDLow Rate

The low-interest credit card that can be your perfect shopping partner

Your X balance transfer

Time to pay

X

Fee + Interest

X

Your X balance transfer

It will take X months to clear with payments of X each month.

Balance transferred

X

One-off balance transfer fee

X

Total interest (X months interest free)

X

Total repayment

X

How is this calculated?Expandable section

Your X spend

Time to pay

X

Fee + Interest

X

Your X spend

It will take X months to clear with payments of X each month.

Spent

X

Annual fee

X

Total interest (X months interest free)

X

Total repayment

X

How is this calculated?Expandable section
Balance transfer offer

N/A

Balance transfer fee

0%

on balance transfers made within 90 days of account opening

Purchase rate offer

N/A

Representative example

Most successful applicants will get:

a variable annual
purchase rate of
5.69%
and a variable
representative
5.7%APR
based on borrowing
£1,200
over 12 months,
with an annual fee of
£0

Credit limits and interest rates vary based on your individual circumstances.

What do these numbers mean?

What is a representative example?
This is a table of information designed to show how much this account would cost most successful applicants. We use the example of how much it would cost over one year if you borrowed £1,200. It is for illustrative purposes only, and does not reflect the credit limit you will get if you successfully apply.
What does purchase rate mean?
When you use your credit card to buy things, you will be charged interest on your purchases (outside of any introductory offer periods). If you pay off the outstanding balance of your credit card each month, you would not be charged purchase rate interest.
What is a credit limit?
If you successfully apply for a credit card, a limit on how much you can spend on it will be applied. You must not go over this limit. Your credit limit will be based on your current circumstances, and may vary.
What does APR mean?
APR stands for 'Annual Percentage Rate' and is a figure that includes all fees, charges and interest rates associated with your credit card. APR is a representative figure and it allows you to quickly compare credit cards.
Could my APR be different from the example?
We treat all applications on an individual basis, so the APR you get is determined by the details supplied on your application, along with an independent verification of your credit and repayment history. Most successful applicants (at least 51%) will receive the lowest APR displayed in the representative example.
What is an annual fee?
This is a fee charged every 12 months as a condition of continuing to hold this credit card account. (There will be other costs attached to holding a credit card account, which are outlined in this account's Summary Box).
What do these numbers mean?

Keep in mind you may receive a different APR (either 10.9% or 14.9% variable) based on your individual circumstances.