As an existing Lloyds credit card customer you can benefit from balance transfer offers, which could help you save money and manage your finances.
There are two types of promotional offers:
Please note: To keep any promotional rate, you must stay within your credit limit and pay at least the minimum payment on time each month.
These are some of the benefits of a low interest offer:
You can check your eligibility through Internet Banking. If eligible, you will be able to view the offers available to you. Offers may not always be available on your account.
Balance transfers must be a minimum of £100 and the total amount you’ll be able to transfer will need to be less than your available credit limit.
This is to allow for any balance transfer fee and any other fees, charges or transactions which haven’t yet reached your account.
After we approve the request, the transfer will normally arrive by the next working day. Working days do not include weekends or bank holidays.
Please continue to make payments to any other credit or store cards you have until the transfer shows on your statements.
If you want to make a balance transfer but your available credit limit isn’t sufficient to complete the transfer, you can apply for a credit limit increase online. Simply select the ‘more actions’ button on your credit card account and then the ‘manage credit limit’ button.
If you're registered for Internet Banking, you can view your balance transfer offer and process the transfer securely online. From ‘My accounts’ select the ‘Balance and Money Transfer’ button next to your credit card account and follow the instructions on the screen to view your offers and undertake the transfer.
Or call us on 0345 606 2172
Want to transfer money to your current account? As an existing Lloyds credit card customer you may be able to benefit from a money transfer offer.
Money transfers let you transfer money from your credit card to any of your own UK-based current accounts.
A credit card balance transfer is where you transfer part or all of what you owe from one credit or store card to another credit card, usually at a lower interest rate.
It can be well worth doing if you are paying interest on your credit or store cards, as often transferring your balance could help you save money.
Remember that fees may apply – Please check the terms and conditions for this and other important information.
We want you to find a product that's right for your circumstances, which is why we adhere to the Standards of Lending Practice, which are monitored and enforced by the Lending Standards Board.
To find out more you can read the statement of responsibilities, which details what's expected of us, the lender and you the borrower.
Lloyds Bank plc. Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no. 2065 Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278. Visit the Lending Standards Board website
Lloyds Bank plc registered office:
25 Gresham Street,
London EC2V 7HN.
Registered in England and Wales No. 2065.
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