If you're unsure about any of the terms that we use to refer to interest rates, fees and charges on your Lloyds Bank credit card, you can find further details here.
There are three main types of interest rates that apply to your Lloyds Bank credit card:
There are additional credit card fees that can apply to your Lloyds Bank credit card in addition to any promotional offer you may have on your account. If you are unsure about what fees apply, you can find details of these in your credit card terms and conditions.
These are the most common types of credit card fee:
A default charge of £12 may be applied to your credit card account. You will be notified of any charges due to be applied to your credit card account on your monthly statement.
These are the most common types of default charge types:
We want you to find a product that's right for your circumstances, which is why we adhere to the Standards of Lending Practice, which are monitored and enforced by the Lending Standards Board.
To find out more you can read the statement of responsibilities, which details what's expected of us, the lender and you the borrower.
If you’re struggling to make your credit card payments, please let us know.
Our trained advisers can give you guidance on paying off your credit card debt. We can talk to you about payment options and we may be able to offer a more affordable plan based on your personal circumstances.
Lloyds Bank plc. Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no. 2065 Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278. Visit the Lending Standards Board website
Lloyds Bank plc registered office:
25 Gresham Street,
London EC2V 7HN.
Registered in England and Wales No. 2065.
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