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Platinum Account

For £19 a month, our Platinum Account comes with a range of insurances to help keep you and your family protected at home or abroad

  AXA Worldwide Travel Insurance for you and your family including Winter Sports cover

  AA Breakdown Cover and UK Roadside Assistance, whether you’re in your own vehicle or someone else’s. The cover includes Relay and Home Start

  Mobile phone insurance giving worldwide cover for loss, theft, damage and breakdown (including faults). Administered by Lifestyle Services Group Limited (LSG) and underwritten by Assurant General Insurance Limited.

A monthly maintaining the account fee of £19 applies.

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Club Lloyds Platinum Account

For £22 a month, our Club Lloyds Platinum Account comes with a range of insurances to help keep you and your family protected at home or abroad plus a variable rate of credit interest, exclusive access to offers on a range of Lloyds Bank products, and a choice of Lifestyle Benefit

  AXA Worldwide Travel Insurance for you and your family including Winter Sports cover

 AA Breakdown Cover and UK Roadside Assistance, whether you’re in your own vehicle or someone else’s. The cover includes Relay and Home Start

  Mobile phone insurance giving worldwide cover for loss, theft, damage and breakdown (including faults). Administered by Lifestyle Services Group Limited (LSG) and underwritten by Assurant General Insurance Limited

  A Lifestyle Benefit choice every year. Choose from a selection

  Variable credit interest, earn 1.5% AERtooltip close button. Please press escape key to close the tooltipTooltipAERThe Annual Equivalent Rate illustrates what the interest rate would be if interest was paid and compounded each year and allows you to easily compare different offers. (1.49% grosstooltip close button. Please press escape key to close the tooltipTooltipGrossGross rate means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs.) on your entire balance from £1 to £5,000, when you pay out two separate Direct Debits each month. Interest is paid into your account monthly.

A Platinum Account monthly maintaining the account fee of £19 applies. You will also pay a Club Lloyds monthly maintaining the account fee of £3 if you don't pay in at least £1,500 each month.

The maximum combined monthly maintaining the account fee you will pay is £22 per month.

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Classic Account

A simple everyday current account with no monthly maintaining the account fee

  Free everyday banking when you stay in credit

  No requirement to pay in a set amount of money each month

  Take out up to £500 a day from any Lloyds Bank Cashpoint® or other cash machines in the UK. Cashpoint® is a registered trademark of Lloyds Bank plc.

No monthly maintaining the account fee with this account.

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Club Lloyds

Comes with a choice of Lifestyle Benefits and credit interest

  A Lifestyle Benefit choice every year. Select from a choice of cinema tickets, an annual magazine subscription, or annual Gourmet Society membership

  Variable credit interest, earn 1.5% AERtooltip close button. Please press escape key to close the tooltipTooltipAERThe Annual Equivalent Rate illustrates what the interest rate would be if interest was paid and compounded each year and allows you to easily compare different offers. (1.49% grosstooltip close button. Please press escape key to close the tooltipTooltipGrossGross rate means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs.) on your entire balance from £1 to £5,000, when you pay out two separate Direct Debits each month. Interest is paid into your account monthly

  No monthly maintaining the account fee when you pay in at least £1,500 each month.

A £3 monthly maintaining the account fee applies if you don't pay in at least £1,500 each month.

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Under 19s Account

For children and teens to make the most of their money

  An interest rate of 0.50% AERtooltip close button. Please press escape key to close the tooltipTooltipAERThe Annual Equivalent Rate illustrates what the interest rate would be if interest was paid and compounded each year and allows you to easily compare different offers. (0.50% grosstooltip close button. Please press escape key to close the tooltipTooltipGrossGross rate means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs.) variable on balances variable on balances between £1 and £2,499.99 (paid quarterly)

  Easy access to your money, with a Lloyds Bank Visa debit card or a Cashpoint® card

  Manage your money with Internet Banking, Mobile Banking (including our App), over the telephone, in branch, and also get free Mobile alerts.

No monthly maintaining the account fee with this account.

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Student Account

Packed with a range of benefits to make the most of your studies

  Up to £1,500 fee-free Arranged Overdraft, subject to evaluation of your circumstances

  Convenient payments with contactless payments 

  Manage your money with Internet Banking, Mobile Banking (including our App), over the telephone, in branch, and also get free Mobile alerts.

No monthly maintaining the account fee with this account.

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Basic Account

For customers who aren't eligible for a current account

  A basic bank account offering no overdraft facility

  Your Visa debit card can be used in over 500,000 locations in the UK and 27 million worldwide

  Manage your money with Internet Banking, Mobile Banking (including our App), over the telephone, in branch, and also get free Mobile alerts.

No monthly maintaining the account fee with this account.

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Information

Not the right accounts for you?

Take a look at our range of other accounts to see which one suits you best, or compare all of our accounts.

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Youth and Student accounts

Information

About our current accounts

A Lloyds Bank Current Account offers a range of banking services, such as:

  • Depositing and withdrawing cash
  • Paying bills and transferring money
  • Setting up standing orders and direct debits
  • Ordering travel money or sending money outside the UK

Applying online is quick and easy, the application process typically takes about 10 minutes.

Information

Features that come with your Lloyds Bank Current Account

Switch

Switch in seven days

Current Account Switch Guarantee

Switch your account to us within seven working days

How to switch your account

Existing customer

Existing current account customer?

Upgrade your account through Internet Banking

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Service Quality Information for personal current accounts

The requirement to publish the Financial Conduct Authority Service Quality Information for personal current accounts can be found here.

Financial Services Compensation Scheme


FSCS - Protecting your money

Independent service quality survey results

Personal Current Accounts


Published August 2018

As part of a regulatory requirement, an independent survey was conducted to ask customers of the 16 largest personal current account providers if they would recommend their provider to friends and family.

Overall service quality

We asked customers how likely they would be to recommend their personal current account provider to friends and family.

Ranking

First Direct rankingMetro Bank statsNationwide statsCoventry Building SocSantander stats Lloyds stats

View the full set of results

The requirement to publish the Financial Conduct Authority Service Quality Information for personal current accounts can be found here.


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