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Featured current accounts

Classic Account

Classic Account

The everyday account for everyday banking

Club Lloyds

Club Lloyds

An account with extras. Pay at least £1,500 into your account every month, otherwise it costs £3 per month

Platinum Account

Platinum

Packed with insurance benefits for only £19 per month

The Current Account Switch Service makes switching quick and easy. Just open a new Club Lloyds or Club Lloyds Platinum account and fill in our online switch form. We’ll take care of everything else and close down your old account. On top of that, we'll give you £125. All in seven working days.

 This offer is for new Club Lloyds and Club Lloyds Platinum accounts opened between 1 October 2019 and 5 November 2019. Terms and conditions apply.

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Take a look at our range of other accounts to see which one suits you best, or compare all of our accounts.

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Youth and Student accounts

Service Quality Information for personal current accounts

The requirement to publish the Financial Conduct Authority Service Quality Information for personal current accounts can be found here.

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About our current accounts

A Lloyds Bank Current Account offers a range of banking services, such as:

  • Depositing and withdrawing cash
  • Paying bills and transferring money
  • Setting up standing orders and direct debits
  • Ordering travel money or sending money outside the UK

Applying online is quick and easy, the application process typically takes about 10 minutes.

To qualify for the £125 switching offer (“the offer”) you must use the ‘Current Account Switch Service’ and meet the following conditions:

  • Use the 'Current Account Switch Service' to switch into a new Club Lloyds Account (£3 Monthly maintaining the account fee) or a Club Lloyds Platinum Account (£19 Monthly maintaining the account fee & £3 Monthly maintaining the account fee). The new account must be opened between the 01/10/19 and the 05/11/19
  • Use the ‘Current Account Switch Service’ to transfer all the active credits and debits from the bank account that you hold with another bank and close this account.

 You are not eligible for the offer if:

  • You are switching to any existing Lloyds current account opened prior to the 01/10/19
  • You are switching to a new Classic Account, Platinum Account, Student Account, Under 19’s Account or a Basic Account
  • The bank you are switching from does not participate in the Current Account Switch Service. To find out more visit www.currentaccountswitch.co.uk
  1. The offer applies to applications received in branch, online or by phone from the 01/10/19 to 05/11/19. The offer is subject to change and can be withdrawn without notice at any time.
  2. The offer does not automatically guarantee an arranged overdraft and any application will be subject to status. If your account has an arranged overdraft you will not pay a daily arranged overdraft fee for 3 months provided you stay within your arranged overdraft limit.
  3. After 3 months, or if you change your account, you will be charged daily arranged overdraft fees applicable to the account you hold if you use your arranged overdraft. Please see the Bank accounts and switching to us leaflet for full details on arranged overdraft fees. You will have been given this when you opened your account, but if you would like another one, please ask in branch or look at https://www.lloydsbank.com/current-accounts/all-accounts
  4. Only one offer is available per customer. Joint accounts will only be eligible for one payment.
  5. The offer will be paid directly into your account by the time your switch has completed and will appear as a cash credit. The offer is not available to employees of Lloyds Banking Group, or if the employee is named on any bank account held in joint names.
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Features that come with your Lloyds Bank Current Account

Please note: Our Mobile Banking app is supported by devices running iOS or Android. The app is not compatible with some older versions of the operating systems – check the App Store or Google Play for more details.

If your phone has been subjected to unauthorised modifications (e.g. jailbroken or rooted) the app will not be compatible with your device.

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Switch in seven days

Current Account Switch Guarantee

Switch your account to us within seven working days

How to switch your account

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Existing current account customer?

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Help & Guidance

Contact us

Lost or stolen cards
0800 096 9779
(+44 1702 278 270 from outside the UK)

Contact us
0345 300 0000
(+44 1733 347 007 from outside the UK)

These lines are available 24/7

Not all Telephone Banking services are available 24 hours a day, seven days a week. Please speak to an adviser for more information.

Independent service quality survey results

Personal Current Accounts


Published August 2019

As part of a regulatory requirement, an independent survey was conducted to ask approximately 860 customers of each of the 16 largest personal current account providers if they would recommend their provider to friends and family. The results represent the view of customers who took part in the survey.

Overall service quality


We asked customers how likely they would be to recommend their personal current account provider to friends and family.

Ranking

Metro Bank, 83% first direct, 83% Nationwide, 74% Barclays, 66% Lloyds Bank, 64%

View the full set of results

The requirement to publish the Financial Conduct Authority Service Quality Information for personal current accounts can be found here.