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Choose one of our featured accounts

Monthly fee for maintaining the account

Features & benefits

Overdraft facility available1

Current Account Details

Classic Account


Free

  • Earn up to 15% cashback at selected retailers 5
  • Contactless payments
  • Access to our highly-rated banking app

Classic Account >

Club Lloyds Account


Free 3 or £3

  • Earn up to 15% cashback at selected retailers 5
  • Contactless payments
  • Access to our highly-rated banking app
  • Earn variable credit interest 4
  • Choose a lifestyle benefit each year 2

Club Lloyds
Account >

Platinum Account


£19

From 1 February 2020, we will be changing the monthly maintaining the account fee for the Lloyds Bank Platinum Account. This will increase by £2, from £19 per month to £21 per month.

  • Earn up to 15% cashback at selected retailers 5
  • Contactless payments
  • Access to our highly-rated banking app
  • Worldwide Travel Insurance
  • Mobile Phone Insurance
  • AA Breakdown Cover

Platinum Account >

Club Lloyds Platinum Account


£19 + free 3 or £3

From 1 February 2020, we will be changing the monthly maintaining the account fee for the Lloyds Bank Platinum Account. This will increase by £2, from £19 per month to £21 per month.

  • Earn up to 15% cashback at selected retailers 5
  • Contactless payments
  • Access to our highly-rated banking app
  • Worldwide Travel Insurance
  • Mobile Phone Insurance
  • AA Breakdown Cover
  • Earn variable credit interest 4
  • Choose a lifestyle benefit each year 2

Club Lloyds
Platinum Account >

Classic Account


Monthly fee for maintaining the account

Free

Features & benefits

  • Earn up to 15% cashback at selected retailers 5
  • Contactless payments
  • Access to our highly-rated banking app

Overdraft facility available1

Current Account Details

Club Lloyds Account


Monthly fee for maintaining the account

Free 3 or £3

Features & benefits

  • Earn up to 15% cashback at selected retailers 5
  • Contactless payments
  • Access to our highly-rated banking app
  • Earn variable credit interest 4
  • Choose a lifestyle benefit each year 2

Overdraft facility available1

Current Account Details

Platinum Account


Monthly fee for maintaining the account

£19

From 1 February 2020, we will be changing the monthly maintaining the account fee for the Lloyds Bank Platinum Account. This will increase by £2, from £19 per month to £21 per month.

Features & benefits

  • Earn up to 15% cashback at selected retailers 5
  • Contactless payments
  • Access to our highly-rated banking app
  • Worldwide Travel Insurance
  • Mobile Phone Insurance
  • AA Breakdown Cover

Overdraft facility available1

Current Account Details

Club Lloyds Platinum Account


Monthly fee for maintaining the account

£19 + free 3 or £3

From 1 February 2020, we will be changing the monthly maintaining the account fee for the Lloyds Bank Platinum Account. This will increase by £2, from £19 per month to £21 per month.

Features & benefits

  • Earn up to 15% cashback at selected retailers 5
  • Contactless payments
  • Access to our highly-rated banking app
  • Worldwide Travel Insurance
  • Mobile Phone Insurance
  • AA Breakdown Cover
  • Earn variable credit interest 4
  • Choose a lifestyle benefit each year 2

Overdraft facility available1

Current Account Details

1 All overdrafts are subject to our assessment of your circumstances, and are repayable on demand.

Club Lloyds Account

2 Each year you can choose either 6 cinema tickets, an annual magazine subscription, or annual Gourmet Society membership.

3 We'll waive the £3 monthly maintaining the account fee in any month you pay in £1,500 or more.

4 Earn monthly credit interest of 1.00% AER Close Annual Equivalent Rate AER means Annual Equivalent Rate. This illustrates what the interest rate would be if interest was paid and compounded each year and allows you to easily compare different offers. (0.99% annual gross Close Gross Rate Gross rate means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs. ) variable on balances from £1 up to and including £3,999.99, and 2.00% AER Close Annual Equivalent Rate AER means Annual Equivalent Rate. This illustrates what the interest rate would be if interest was paid and compounded each year and allows you to easily compare different offers. (1.98% annual gross Close Gross Rate Gross rate means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs. ) variable on any part of the balance from £4,000 up to and including £5,000. You won’t earn interest on any part of your balance over £5,000. Just pay out two different direct debits each calendar month.

5 Get up to 15% cashback when using your Visa Debit Card at selected retailers. Merchant offers and cashback amounts vary. Internet Banking registration required. T&Cs apply.

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Youth and Student accounts

Service Quality Information for personal current accounts

The requirement to publish the Financial Conduct Authority Service Quality Information for personal current accounts can be found here.

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About our current accounts

A Lloyds Bank Current Account offers a range of banking services, such as:

  • Depositing and withdrawing cash
  • Paying bills and transferring money
  • Setting up standing orders and direct debits
  • Ordering travel money or sending money outside the UK

Applying online is quick and easy, the application process typically takes about 10 minutes.

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Features that come with your Lloyds Bank Current Account

Please note: Our Mobile Banking app is supported by devices running iOS or Android. The app is not compatible with some older versions of the operating systems – check the App Store or Google Play for more details.

If your phone has been subjected to unauthorised modifications (e.g. jailbroken or rooted) the app will not be compatible with your device.

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Help & Guidance

Contact us

Lost or stolen cards
0800 096 9779
(+44 1702 278 270 from outside the UK)

Contact us
0345 300 0000
(+44 1733 347 007 from outside the UK)

These lines are available 24/7

Not all Telephone Banking services are available 24 hours a day, seven days a week. Please speak to an adviser for more information.

Independent service quality survey results

Personal Current Accounts


Published August 2019

As part of a regulatory requirement, an independent survey was conducted to ask approximately 860 customers of each of the 16 largest personal current account providers if they would recommend their provider to friends and family. The results represent the view of customers who took part in the survey.

Overall service quality


We asked customers how likely they would be to recommend their personal current account provider to friends and family.

Ranking

Metro Bank, 83% first direct, 83% Nationwide, 74% Barclays, 66% Lloyds Bank, 64%

View the full set of results

The requirement to publish the Financial Conduct Authority Service Quality Information for personal current accounts can be found here.