Inside content area, use arrow keys or tab to access content

All Our Current AccountsCurrent Account Switch Guarantee

 

Club Lloyds

LLOYDS BANK CURRENT ACCOUNTClub Lloyds

1.5% AER variable credit interest and more great benefits with our Club Lloyds current account

  1.5% AER (1.49% gross p.a.) variable

  • 1.5% AERCloseAnnual Equivalent RateThe Annual Equivalent Rate illustrates what the interest rate would be if interest was paid and compounded each year and allows you to easily compare different offers. / 1.49% grossCloseGross rateGross rate means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs. on balances £1 - £5,000

Earn credit interest on your balance from £1 to £5,000 when you pay at least two separate Direct Debits each month.

 

 

Why choose this account?
  • Variable credit interest on your entire balance from £1 to £5,000, but 0% on anything over that. Interest is paid into your account monthly.
  • Exclusive access to offers on a range of Lloyds Bank products, including savings, mortgages, home insurance and credit cards.
  • Choose your Lifestyle Benefit every year per account from: cinema tickets; an annual magazine subscription; or annual Gourmet Society membership.
Monthly account fee

Free or £3 per month

The £3 fee is waived for each month you pay at least £1,500 into your account. If in any month you don't pay in this amount, you will need to pay the £3 monthly account fee.

Who can apply?
  • You must be aged 18 or older.
  • This account is available for new and existing customers.

Planned Overdraft
You can apply for a Planned Overdraft where up to the first £100 is fee-free. All overdrafts are subject to our assessment of your circumstances, and are repayable on demand.
Representative example
If you use a Planned Overdraft of £1,200 on your Club Lloyds Account, then we’ll charge you a daily overdraft fee of £1.57. For Club Lloyds, the daily overdraft fee on the first £100 is 0p.

Classic Account

Lloyds Bank Current Account.Classic Account

The everyday current account for everyday banking

Why choose this account?
  • Free everyday banking when you stay in credit.
  • Cash withdrawals of up to £500 a day from any Lloyds Bank Cashpoint® or other cash machines.
Monthly account fee

Free

Who can apply?
  • You must be aged 18 or older.
  • This account is available for new and existing customers.

Planned Overdraft
All overdrafts are subject to our assessment of your circumstances, and are repayable on demand.
Representative example
If you use a Planned Overdraft of £1,200 on your Classic Account, then we’ll charge you a daily overdraft fee of £1.71.

Platinum Account

Lloyds Bank Current AccountPlatinum Account

Packed with insurance benefits for only £19 per month

Why choose this account?
  • AXA Worldwide Travel Insurance for you and your family including Winter Sports cover.
  • AA Breakdown Cover and UK Roadside Assistance, whether you’re in your own vehicle or someone else’s. The cover includes Relay and Home Start.
  • Mobile phone insurance giving worldwide cover for loss, theft, damage and breakdown (including faults).
Monthly account fee

£19 per month

Who can apply?
  • You must be aged 18 or older.

Planned Overdraft
You can apply separately for a Planned Overdraft. All overdrafts are subject to our assessment of your circumstances, and are repayable on demand.
Applying for this product does not improve your eligibility for an overdraft.
Representative example
If you use a Planned Overdraft of £1,200 on your Platinum Account, then we’ll charge you a daily overdraft fee of £1.28. For Platinum Accounts, the daily overdraft fee on the first £300 is 0p.

Platinum Account

LLOYDS BANK CURRENT ACCOUNTClub Lloyds Platinum

Packed with insurance benefits and if you pay at least two separate Direct Debits each month you will get variable credit interest on balances from £1 to £5,000.

Why choose this account?
  • AXA Worldwide Travel Insurance for you and your family including Winter Sports cover.
  • AA Breakdown Cover and UK Roadside Assistance, whether you’re in your own vehicle or someone else’s. The cover includes Relay and Home Start.
  • Mobile phone insurance giving worldwide cover for loss, theft, damage and breakdown (including faults).
  • Variable credit interest on your entire balance from £1 to £5,000, but 0% on anything over that. Interest is paid into your account monthly.
  • Exclusive access to offers on a range of Lloyds Bank products, including savings, mortgages, home insurance and credit cards.
  • Choose your Lifestyle Benefit every year per account from: cinema tickets; an annual magazine subscription; or annual Gourmet Society membership.
Monthly account fee

The Club Lloyds Platinum account fee comprises of:

Monthly Platinum Account Fee

£19 per month

Plus

Monthly Club Lloyds Account Fee

Free or £3 per month

The £3 fee is waived for each month you pay in at least £1,500 into your account. If in any month you don't pay in this amount, you will need to pay the £3 monthly account fee.

Maximum combined account fee of £22 per month.

Who can apply?
  • You must be aged 18 or older.

Planned Overdraft
You can apply separately for a Planned Overdraft. All overdrafts are subject to our assessment of your circumstances, and are repayable on demand.
Applying for this product does not improve your eligibility for an overdraft.
Representative example
If you use a Planned Overdraft of £1,200 on your Club Lloyds Platinum Account, then we’ll charge you a daily overdraft fee of £1.28. For Club Lloyds Platinum accounts, the daily overdraft fee on the first £300 is 0p.

Student Account card image

Lloyds Bank Current AccountStudent Account

Packed with all you need to make the most of your studies

Why choose this account?
  • Up to £1,500 fee-free Planned Overdraft, subject to evaluation of your circumstances.
  • Convenient payments with contactless payments
  • Free everyday banking when you stay in credit.
Monthly account fee

Free

Who can apply?
  • You must be aged 17 or older.
  • You must be aged 18 or older to apply for a Planned Overdraft or a Student Credit Card

Planned Overdraft
You can apply for a fee-free tiered Planned Overdraft of up to £1,500. In your first year of study you could get up to £500 for the first six months from account opening, and then ask us to increase it to £1,000 in months seven to nine from account opening. From month 10 of account opening until the end of your third year you can ask for another increase to £1,500. If you’re studying on a course that is longer than three years, you can request to increase your overdraft to £2,000 from year four onwards, should you need it. All overdrafts are subject to our assessment of your circumstances, and are repayable on demand.
Representative example
In your second year, if you use a Planned Overdraft of £1,200 on your Student Account, then we’ll charge you a daily overdraft fee of £0.

Lloyds Bank Under 19s account

Lloyds Bank Current AccountUnder 19s Account

The easy way for children and teens to make the most of their money

Why choose this account?
  • Easy access to your money, with a Lloyds Bank Visa debit card or a Cashpoint® card.
  • Credit interest of 0.50% AERCloseAnnual Equivalent RateThis illustrates what the interest rate would be if interest was paid and compounded each year and allows you to easily compare different offers./0.50% grossCloseGross rateGross rate means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs. variable on balances between £1 and £2,499.99. Interest is paid quarterly directly into your account and no interest will be paid on any part of your balance over £2,499.99.
  • Manage your money with Internet Banking, Telephone Banking, Mobile Banking, in-branch, and also get free mobile alerts.
  • Convenient payments with contactless payments if you are eligible.
Monthly account fee

Free

Who can apply?
  • You must be aged 11 - 17.
Club Lloyds Private Banking Current Account

Lloyds Bank Current AccountClub Lloyds Private Banking
Current Account

Bringing your finances together with personal & dedicated service.

Why choose this account?
  • Dedicated Private Banking & Advice Manager
  • Access to our Private Banking Service Centre
  • Exclusive Private Banking branded debit card
Monthly account fee

Free

Who can apply?
  • Available to customers who are eligible for a Private Banking relationship. To be eligible, you’ll need to have at least £250,000 in savings and investments or at least a £750,000 mortgage with Lloyds Bank.
Lloyds Bank Basic Account

Lloyds Bank Current AccountBasic Account

An account for customers who are ineligible for our other current accounts.

What features come with this account?
  • Free everyday banking  with no monthly fees, or charges if you accidentally go overdrawn.
  • Your Visa debit card can be used in over 500,000 locations in the UK and 27 million worldwide.
  • Bank your way with Internet Banking, Telephone Banking, in branch, and also get free Mobile alerts.
Monthly account fee

Free

Who is eligible?
  • You must be aged 18 or older.
  • You must be ineligiblefor our other current account.

Help & Guidance


Contact us

Lost or stolen cards
0800 096 9779
(+44 1702 278 270 from outside the UK)

Contact us
0345 300 0000
(+44 1733 347 007 from outside the UK)

These lines are available 24/7.

Not all Telephone Banking services are available 24 hours a day, seven days a week. Please speak to an adviser for more information.

Financial Services Compensation Scheme


FSCS - Protecting your money