Features and Benefits
- Choose whether to add someone to your existing account, or to open an extra joint account.
- Each person gets a Visa debit card and can request a cheque book, if it is available with the main account.
- Each person can make withdrawals, write cheques, apply for an arranged overdraft or use cash machines without needing the approval of the other.
- It's easy to move money between your different accounts.
Keep in mind
- Under 19, Student and Graduate accounts cannot be held in joint accounts.
- Both people named on the account are individually and jointly responsible for any debts on the joint account.
- Credit reference agencies frequently create a financial link or association between people who have a joint account; meaning the financial situation of the other person on the account could affect your credit rating.
Important legal information
Lloyds Bank plc. Registered office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065. Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278.
We may monitor or record telephone calls to check out your instructions correctly and to help us improve the quality of our service. Calls from abroad are charged according to the telephone service provider’s published tariff. Not all Telephone Banking services are available 24 hours a day, 7 days a week. Please speak to an adviser for more information.