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Joint Accounts
Joint bank accounts are an easy way to help two people manage money together.
I'm ready to apply
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A maximum of two people can open a joint bank account.
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You’ll need to visit a branch if you’d like to remove someone from the account. Just make sure any overdraft debt is cleared before you do.
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We only need an instruction from one of the account holders to close an account. You can close your joint bank account in branch, over the phone, by post or using the Webchat function in the Mobile Banking App.
Any Direct Debits or standing orders will need to be moved and you must ensure all overdraft debt is cleared.
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Yes. You’ll need your debit card or details of the account you wish to switch from, income details, your home address and the details of any arranged overdraft you have on your existing bank account.
You can switch both sole accounts and joint accounts into a joint account. Ensure your new account is in joint names before completing your switch.You can’t switch a joint account into a sole account until the second party has been removed from the account.
How to open a joint account
Before you apply, there are a few questions to answer so we can find the right option for you.
Are you an existing Lloyds Bank customer?
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Important legal information
Lloyds and Lloyds Bank are trading names of Lloyds Bank plc. Registered office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065. Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278.
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