You’re eligible to upgrade to Club Lloyds

Enjoy so much more with Club Lloyds

  • Having a Club Lloyds current account is free if you continue to pay in £1,500 a month, otherwise it costs £3 per month.
  • Earn 2% AER variable credit interest on your whole balance from £1 to £5,000.
    Find out more
  • Choose from one of three great lifestyle benefits per account every year.
    Find out more
  • Exclusive access to a range of great banking offers.
    Find out more

You’re eligible for Club Lloyds. Upgrade through Internet Banking Upgrade to Club Lloyds

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Credit interest

2 %AER (1.98% gross p.a.) variable

2% variable credit interest on your entire balance from £1 to £5,000.

Earn variable credit interest on balances between £1 and £5,000 when you pay at least two separate Direct Debits from your Club Lloyds current account each calendar month.

Lifestyle benefits

Club Lloyds interest rates are variable and apply to your whole balance.

Balances between AER Close Annual Equivalent Rate AER means Annual Equivalent Rate. This illustrates what the interest rate would be if interest was paid and compounded each year and allows you to easily compare different offers. Gross p.a. Close Gross Rate Gross rate means that credit interest is paid without income tax being deducted. You can receive your interest paid gross if you are a non-tax payer and have completed an Inland Revenue R85 form.

£1 - £5,000

2.00%

1.98%

For example, if you have £4,000 in your account for one year, you'll receive an interest rate of 2% AERCloseAnnual Equivalent RateThe Annual Equivalent Rate illustrates what the interest rate would be if interest was paid and compounded each year. The AER allows you to compare different offers easily./1.98% grossCloseGross rateGross rate means that credit interest is paid without income tax being deducted. You can receive your interest paid gross if you are a non-tax payer and have completed an Inland Revenue R85 form. variable on your entire balance, provided you pay two separate Direct Debits from your Club Lloyds current account each calendar month.

Interest is calculated daily, and paid monthly, but will not be paid in any month you do not have two separate Direct Debits paid from your account, or on amounts over £5,000.

Lifestyle Benefits

As a Club Lloyds customer you can choose a different Lifestyle Benefit every year per account

Cinema Tickets

Cinema Tickets

  • 6 cinema tickets to use during the year at over 80 locations across the UK.
  • Cinema tickets can be used for standard 2D admission ticket and can also be used as part payment on non-standard admission, e.g. 3D screenings.
  • Tickets are valid for 12 months.
Magazine subscription

Magazine subscription

Choose 1 of the following 25 magazines to have delivered to your door or downloadable to your device (compatible with Apple and some titles compatible with Android™ devices).

  • Bike**
  • Car**
  • Cosmopolitan*
  • Country Living*
  • Country Walking**
  • ELLE Decoration*
  • ELLE*
  • Empire**
  • Esquire*
  • Garden Answers**
  • Good House Keeping*
  • Harper's Bazaar*
  • House Beautiful*
  • Improve Your Coarse Fishing**
  • Men's Health*
  • Mother & Baby**
  • Practical Photography**
  • Prima*
  • Q**
  • Red*
  • Runner's World*
  • Steam Railway**
  • Today's Golfer**
  • Top Sante**
  • Women's Health*

All titles available in print
*Digital subscription available on Apple only
**Digital subscription available on Apple and Android

Apple is a registered trademark of Apple inc. registered in the U.S and other countries. Android is a trademark of Google Inc.

Gourmet Society membership

Dining offers

Gourmet Society membership gives you discounts at more than 6,000 restaurants around the UK and Ireland, giving you to unlimited access to offers such as:

Find out more about Club Lloyds Lifestyle Benefits

Banking offers

As a Club Lloyds customer you'll get exclusive access to offers on a range of Lloyds Bank products

Club Lloyds Monthly Saver

Savings: Club Lloyds Monthly Saver

  • Earn 4.00% grossCloseGross rateGross rate means that credit interest is paid without income tax being deducted. You can receive your interest paid gross if you are a non-tax payer and have completed an Inland Revenue R85 form./AERCloseAnnual Equivalent RateThe Annual Equivalent Rate illustrates what the interest rate would be if interest was paid and compounded each year and allows you to easily compare different offers. fixed for the first 12 months.
  • Save between £25 and £400 every month via standing order.
  • After 12 months your account will automatically change to an Easy Saver account, currently paying 0.50% gross/AER variable for a further 12 months. The account will then automatically change to a Standard Saver.
  • Instant access to your account, online, by phone and in branch.
  • Representative example: If you save £200 each month, you'll earn £52.21 grossCloseGross rateGross rate means that credit interest is paid without income tax being deducted. You can receive your interest paid gross if you are a non-tax payer and have completed an Inland Revenue R85 form. (£41.77) interest after 12 months.

Savings: Club Lloyds Saver

  • Earn 0.75% grossCloseGross rateGross rate means that credit interest is paid without income tax being deducted. You can receive your interest paid gross if you are a non-tax payer and have completed an Inland Revenue R85 form./AERCloseAnnual Equivalent RateThe Annual Equivalent Rate illustrates what the interest rate would be if interest was paid and compounded each year and allows you to easily compare different offers. on balances of £1,500 or more (0.25% gross/AER on balances below £1,500) for 12 months from account opening.
  • After 12 months your account will automatically change to a Standard Saver, currently paying 0.25% gross/AER variable on all balances.
  • Instant access to your account, online, by phone and in branch.
Mortgages

Mortgages

As a Club Lloyds customer you can take advantage of an exclusive 0.20% discount on your initial mortgage rate.

  • You must have a Club Lloyds current account open at the time of mortgage application.
  • This discount does not apply to Local Lend a Hand, or Negative Equity.
  • For more information use our online form to book an appointment in branch to see one of our dedicated Mortgage and Protection Advisers, or call us on 0800 783 3534.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Home Insurance

Home Insurance

  • As a Club Lloyds customer we’ll give you a 10% discount when you take out a new combined buildings and contents policy, upgrade from a buildings-only or contents-only policy to a combined one, or renew an existing combined policy.
  • The Club Lloyds offer is available on Home Solutions and Home Options products and is not available via comparison sites. This offer is in addition to all other offers you may be entitled to. Minimum premiums may apply – please see the separate offer conditions for each product.
  • For more about our Home Solutions insurance visit us in branch or call us on 0800 022 4857. For Home Options insurance please log in to Internet Banking or call us on 0800 056 0122.

See more information about our Home Insurance policies

Credit cards

Credit cards

  • As a Club Lloyds customer, when you open a Lloyds Bank Choice Rewards Credit Card Account we’ll refund £12 of the £24 Choice Rewards annual card fee.
  • If you're an existing Choice Rewards Credit Card Account customer, you'll receive this refund if you hold a Club Lloyds current account when your next annual fee is charged. Conditions apply.
  • Choice Rewards allows you to collect Choice points almost anywhere you go and use your points to get cashback, shopping vouchers, travel rewards and magazine subscriptions.
  • For more information about this offer and the offer conditions, see our Choice Rewards Credit Card Account page. For other credit cards that may be available to you, see our range of credit cards, ask in your local Lloyds Bank branch, or call us on 0345 606 2172.

Representative example:
Most successful applicants will get a variable annual purchase rate of 18.94% and a variable representative 23.7% APRCloseAnnual Percentage RateAPR stands for the Annual Percentage Rate of charge. You can use it to compare different credit and loan offers. We will tell you the APR for your loan or credit card before you sign an agreement. based on borrowing £1,200 over 12 months, with an annual fee of £24. Credit limits and interest rates will vary based on your individual circumstances.

You’re eligible for Club Lloyds. Upgrade through Internet Banking

Upgrade to Club Lloyds

 

Register for Internet Banking