Choose whether to add someone to your existing account, or to open an extra joint account.
Each person gets a Visa debit card and can request a cheque book, if it is available with the main account.
Each person can make withdrawals, write cheques, apply for an arranged overdraft or use cash machines without needing the approval of the other.
It's easy to move money between your different accounts.
Under 19, Student and Graduate accounts cannot be held in joint accounts.
Both people named on the account are individually and jointly responsible for any debts on the joint account.
Credit reference agencies frequently create a financial link or association between people who have a joint account; meaning the financial situation of the other person on the account could affect your credit rating.
You have two options when you are looking to apply to open a joint account:
For either option, we recommend booking an appointment at your local branch. You can also book by calling us on 0345 300 0000 (+44 1733 347 007 from outside the UK). Lines are open 7am - 11pm, 7 days a week.
If you already bank with us please bring your bank card or another form of identification with you. If neither of you are an existing Lloyds Bank current account holder, you’ll need to bring proof of identity.
If you already have a current account with Lloyds Bank, you can add a second person at your local branch.
Book an appointment at your local branch and a member of staff will help you add the second person from start to finish. Make sure you come in together.
If you already bank with us please bring your bank card or another form of identification with you.
If the other person isn’t an existing Lloyds Bank current account holder, they’ll need to bring proof of identity and proof of address.
If you’d like to close your joint account, you can let us know:
If you’d like to remove someone from your joint account you can let us know:
No appointment is necessary, unless a new arranged overdraft facility is needed after the account has been converted to a sole account.
These lines are available 24/7.
Not all Telephone Banking services are available 24 hours a day, seven days a week. Please speak to an adviser for more information.