We don’t provide insurance cover for items stored within a Lloyds Bank Safe Deposit Box. Our boxes are not an alternative to insurance, so it’s important to consider whether you have adequate insurance before storing any valuables with us. You should consider getting items such as jewellery valued before you take out insurance to ensure you’re covered for their full replacement value.
Lloyds Bank offers cover options which can be added to a home contents insurance policy for an additional cost and protects items temporarily away from the home. Find out more about our Home Insurance. To help make insurance claims easier, we’d recommend documenting the contents of your Safe Deposit Box. For example, where possible, you should save purchase receipts, keep photocopies of your original documents at home and take photo evidence of the items you’ve stored with us.
Our Safe Deposit Boxes provide state-of-the-art security for your valuables; however, if the worst were to happen, then except in the limited circumstances set out in our Ts&Cs, items are stored at your sole risk.