Go paper-free
Amend paper-free preferences for your statements and correspondence.
Discover how to pay into your accounts, pay other people and the ways you can pay for things.
Get to know your debit card and all the things it does.
*If you're aged 13 and over.
*If you're aged 16 and over.
Yes. You’ll only be able to spend money that’s in your Spending Account. To help you manage your money, we’ve made it easy for you by setting spending limits. That way you can be sure you don’t overspend.
Ways to manage your money |
Aged 11-15 |
Aged 16-17 |
Aged 18 |
---|---|---|---|
Ways to manage your money Using your debit card to pay online and in shops. |
Aged 11-15 £200 |
Aged 16-17 £1,000 |
Aged 18 The money you have in your account. |
Ways to manage your money Using Online Banking to transfer money. |
Aged 11-15 £500. This limit also applies to your Savings Account. |
Aged 16-17 £500. This limit also applies to your Savings Account. |
Aged 18 £500. This limit also applies to your Savings Account. |
Ways to manage your money Using one of our branches with a counter to take money out. |
Aged 11-15 £1,000 |
Aged 16-17 £1,000 |
Aged 18 £5,000 |
Ways to manage your money Using your debit card to take money out of a cash machine. |
Aged 11-15 £100 |
Aged 16-17 £100 |
Aged 18 £500 |
Ways to manage your money Using the Post Office to take money out. |
Aged 11-15 £100 |
Aged 16-17 £100 |
Aged 18 £300 |
You don't get a cheque book with Smart Start. But you might get the occasional cheque. If you do, you can deposit your cheque in branch, in a Post Office® or by using our Mobile Banking app. Find out how to pay in cheques using our app.
Google Pay is a trademark of Google LLC. Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries.
Save the Change® is a registered trademark and used under licence.