The challenging times we’re all experiencing means we’re getting a lot more calls than usual and our call times are longer. So we can support people in the most vulnerable situations, we ask that you only call us if your enquiry is urgent. You can still use our online and mobile banking services and our automated service.

 

Coronavirus: help and support

Support for customers impacted by coronavirus (COVID-19)

As the impact of coronavirus is felt across the UK, you may have concerns about how it could affect you and your money.

Your peace of mind is still our top priority. So, we’ve put in place some additional support and information to help.
 

Branch Availability Update

Following the Government’s confirmation of new measures to tackle coronavirus, our branches will remain open, but we have to make changes.

Update to our branch opening hours

Temporary branch closures

Telephony Update

Due to the challenging times we’re all experiencing, we’re dealing with a much higher number of calls from customers than normal. So that we can support those in the most vulnerable situations we ask that you only call if your enquiry is urgent.

We are doing our best to help customers as quickly as possible and we appreciate your understanding. You can still use our online and mobile banking services and our automated service. If you’re in a vulnerable situation and would like to speak to an adviser please call us, our call wait times are much longer than usual.

Please visit our service status page and our temporary branch closure page for the latest updates. 

Managing your money

Find out more

Travel and holiday disruption

Find out more

Stay fraud safe

Find out more

Access your account

Find out more

Managing your money

If your income has been affected by the disruption from the coronavirus, we have options to help you. These include:

  1. £300 interest-free overdraft from 6th April until 6th July 2020 for overdraft customers.
  2. Spend up to £45 on your contactless card. We’ve increased contactless payment limits. 
  3. No fees for missed payments on credit cards, loans and mortgages. 
  4. Payment holidays on mortgages and payment holidays on loans with additional support provided when you need it.
  5. Emergency access to savings in fixed-term accounts without charge.
  6. Deposit limits of up to £500 for mobile banking, so you'll be able to scan and pay in cheques.

If you’re worried about your financial situation because of coronavirus, please contact us.

For urgent enquiries from Channel Islands or Isle of Man customers, please contact us.

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Travel and holiday disruption

If you’re concerned about travel disruption, you can check your travel provider’s website – many of them have put useful information on there to help their customers.

If you used your credit card to book travel there may be protection should you need to change your plans. Find out more about the terms of your Credit Card.

If you are abroad when plans change and require emergency credit limit increases, we can help. 

If you're having difficulty using your card abroad, call us on +44 (0) 1702 278 272.

Lines are open Mon-Sun, 7am - 11pm.

If you are a Platinum Account holder, travel insurance is included as an account benefit. To check what you are covered for, if you’re abroad or if your travel plans have been impacted by coronavirus, you can find further information on our Platinum Account page. You can also register, service and check for updates on a claim online.

Customers with the below accounts can find further information as follows:

We understand that this is a very confusing time, so we’ve answered some of your frequently asked travel questions to help make things simpler.

For Channel Islands or Isle of Man customers, please view your travel insurance update.

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How to stay safe from fraud

Remember, your money is safe in your account.

People are using the coronavirus outbreak as an opportunity to try new scams by email, call and text. They’re even using online marketplaces to sell goods like face masks and hand sanitisers that don’t exist.

If you get an email with a PDF or a link that offers advice or a cure for the virus, it’s likely to be a scam.

What you should do:

  • Don’t open emails if you don’t know who sent them.
  • Even if you know the sender, don’t reply if an email looks odd with spelling mistakes and a messy layout.
  • Don’t click on any links or attachments unless you know they’re safe.
  • Before you buy anything online it’s best to do some research and check reviews to make sure a seller is genuine.
  • Pay by card when you shop online - that way you protect your cash.

You can find out more on how to stay safe from scams on our Fraud Hub.

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Accessing your account

While we continue to keep branches open, to protect our colleagues and other customers please make sure you follow Government advice and only visit if you are not showing any of the symptoms of coronavirus.

If you’re unable to visit your local branch or a Cashpoint® machine, there are a number of ways you can stay in control of your finances from home.

Due to the challenging times we’re all experiencing, we’re dealing with a much higher number of calls from customers than normal. So that we can support those in the most vulnerable situations we ask that you only call if your enquiry is urgent.

We are doing our best to help customers as quickly as possible and we appreciate your understanding. You can still use our online and mobile banking services and our automated service. If you’re in a vulnerable situation and would like to speak to an adviser please call us, our call wait times are much longer than usual.

Internet Banking

Banking online is safe, secure and easy. Move your money, manage your bills and statements, and access your account when it suits you.

To help keep you safe whilst using Internet Banking, it’s really important that we have your up-to-date telephone number, as we’ll text a passcode to your mobile or call your landline to make sure it’s definitely you logging on.

It’s also easy to register for Internet Banking: enter your personal details, choose a user ID and password and then create your memorable information. 

Log on

Mobile Banking app

If you’re registered for Internet Banking, our app lets you bank securely and take care of everyday transactions. Easily pay people and bills, manage standing orders, freeze your card or report it lost or stolen, and pay in cheques. 

Available for Android, iPhone and iPad. 

Download the app

Telephone Banking

So that we can support those in the most vulnerable situations, please use the numbers below if your enquiry is urgent. Our call wait times are much longer than normal.

Call us on 0345 602 1997 (or +44 1733 347 007  if you’re calling from abroad) to access your accounts using our quick and easy 24/7 automated service and our advisers are available 7am to 11pm if you need to speak to someone. If you aren’t already registered, we can help you start the registration process to make it easy for you in the future.

You can call us on 0345 850 2808 to register for our voice ID service.

For urgent enquiries from Channel Islands or Isle of Man customers, please contact us.

Important information

Lloyds Bank plc. Registered office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065. Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278.

Telephone calls may be monitored or recorded in case we need to check we have carried out your instructions correctly and to help us improve our quality of service. Not all telephone banking services are available 24 hours, 7 days a week. Please speak to an adviser for more information.