Worried about paying your mortgage? We have various ways that we can help you.
For a young adult with no credit history, getting a loan or mortgage can be difficult.
Landlords may be reluctant to let out a rental property if you don’t have a credit file. Late or missed payments for mobile phones or credit cards may also put off lenders.
One solution is to find someone to act as a guarantor and take on the financial risk of a loan or rental agreement.
There are many legal considerations to think about before agreeing to become a guarantor.