Plan ahead with confidence wherever you are in your life's journey.

Retirement tips for the under 50s | Financial Future Planner | Lloyds Bank

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Our handy tools and information can help you plan your finances. Expand the section below and refine your search based on your individual needs.

Planning ahead:

Retirement tips for the under 50s

Your retirement resources


When you’re living a busy life, it’s not always easy to focus on the future, but it’s important to plan ahead. Whether you are nearing retirement, far from it, or already retired – together with our pensions expert Scottish Widows, we could help you make the most of your options. 

Help with planning ahead

Right now, your retirement may seem far away and other things may take precedence. However, prioritising putting money away into a pension is important to secure your future.

Pension tips for the under 50s

Combine your pensions

With a varied working life, our pension pots can end up in different places. Bringing your pensions together can make managing them easier and you could pay less in fees and charges.

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Impact of coronavirus on pensions

Our pensions expert Scottish Widows can help address your most commonly asked questions around coronavirus and your pensions and investments.

Watch the expert sessions

Pension Calculators & Tools

Calculate overpayments and tax options with these tools from our pensions expert Scottish Widows.

 



 

Pension Calculator

Changing futures

To help get the UK planning for a changing future, our pensions expert Scottish Widows has partnered with Channel 4 for Pension Awareness Day 2020. 

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Meet your future self

Take a look at your future self and find out what age you could retire with this fun tool from our pensions expert Scottish Widows.

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Plan for your future

For over 200 years our pensions expert Scottish Widows has guided people through good times and bad. Take a look at their videos and articles on how to plan for your future.

Taking on your future together

Savings and Investments


Savings accounts offer a low-risk, safe and accessible way for you to look after your money.  However, if interest rates reduce, your returns may be affected. If you are looking for a higher return on your money – you might want to consider investing. There is a higher level of risk involved, but it could help your money grow faster. 

 Remember: When investing, your capital is at risk. If you are unsure about investing, seek independent advice. Tax treatment depends on your individual circumstances and may be subject to change in the future.

Ways to invest

There’s a wide range of options to suit all levels of investment experience. Choose to manage your own investment portfolio or select a risk level and let us do it for you. 

Discover investments

Investing in a volatile market

Discover what you need to consider before investing in a volatile stock market with our compilation of ‘need-to-know’ essentials.

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New to investing?

Take your first steps into investing with our beginners 5 step guide. It’ll help you get started with your investment options and goals.

Read our beginners guide

Investments fees and charges

Want to know more about potential fees? Take a look at our investment charges and see how we compare with other providers.

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Important legal information

Lloyds Bank plc. Registered office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065. Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278.

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