Financial Planning


Planning for your future

Whatever stage of life you've reached and whatever plans you may have for the future, the sooner you start planning the more likely you are to achieve your objectives.

Some next steps you may need to plan for include:


View all next steps



We have put together some guidance to help you develop a budget and stick to it. You can also use our budget calculator to help understand your income and spending.

Budget calculator

Help with budgeting



Use a savings account to build up an emergency fund to cover things like house and car repairs as well as to start saving on a regular basis for your short to medium-term goals, such as a holiday or a new car.

Plan your savings

Should I save or invest?

Compare our savings accounts



Investments can help you with your long-term goals, whether it's early retirement, a holiday home, making sure you'll have enough income when you retire, or giving your child the best start in life.

New to investing

Take a look at our managed funds

View our Share Dealing services



You will need to consider how you will support yourself after you give up work and into your old age with a reasonable and reliable source of income.


Retirement planning

Money Advice Service - Pensions and retirement

Could you benefit from financial advice?

Could you benefit from financial advice?

Use our tool to see if you could benefit from speaking to a Private Banking and Advice Manager and determine which of our services you may be eligible for.

Use our financial advice tool

Please remember the value of an investment, and the income you receive from it, can go down as well as up and you may get back less than you originally invested. If you are in any doubt about making your own investment decisions, we recommend you seek advice from a suitably qualified financial advisor.

To learn more about risk, please read our guide on understanding risk.

Important Legal Information

Lloyds Bank plc Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No.2065. Telephone: 020 7626 1500. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. We also subscribe to The Lending Code. Details can be obtained from www.lendingstandardsboard.org.ukVisit the Lending Standards Board website..

Lloyds Bank plc Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065.

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