Lloyds brands and legal entities

Learn about Lloyds brands and legal entitles and the companies we work with to provide a broad range of products and services to you.

What makes us who we are

Our brands

Our brands are not just logos or a name — it’s the impression we leave, the trust we build, and the way people describe us to others.

Brands can also be the trading names we use with customers.

Our products

Our products are the accounts and services we provide to our customers.

Our legal entities

Our legal entities are the formal, registered companies that handle things like contracts, taxes, and ownership. They can provide Financial Service Compensation Scheme (FSCS) protection for eligible customers.

For example, you’ll see the Lloyds name and logo is used by Lloyds Bank plc as well as other legal entities in our Group. This helps make it clear who’s responsible for different products, services and commitments provided by a brand.

Our brands and their legal entities

These are the brands you’ll see on this website, and the legal companies responsible for running them.

  • Lloyds

    Lloyds Living

    Lloyds Wealth

  • Lloyds Bank plc

    Lloyds and Lloyds Bank are trading names of Lloyds Bank plc. Registered office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065. Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278.

    Lloyds Wealth Management Limited

    Lloyds Wealth is a trading name of Lloyds Wealth Management Limited. Registered office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 11722983. Authorised and regulated by the Financial Conduct Authority under registration number 830170.

    Lloyds Bank Commercial Finance

    Lloyds and Lloyds Bank are trading names of Lloyds Bank Commercial Finance Limited. Lloyds Bank Commercial Finance Limited Registered Office Address: 1 Brookhill Way, Banbury, Oxfordshire, OX16 3EL, United Kingdom. Company Number: 00733011.

    Scottish Widows Limited

    Scottish Widows Limited (company number 03196171), a company registered with the Registrar of Companies for England and Wales. Our registered office is at 25 Gresham Street, London, EC2V 7HN. Scottish Widows Limited is authorised by the Prudential Regulatory Authority and regulated by the Financial Conduct Authority and the Prudential Regulatory Authority, register no. 181655.

    Citra Living Limited

    Lloyds and Lloyds Living are trading names of Citra Living Limited. Registered office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 13120129. Citra Living Limited is part of Lloyds Banking Group but is not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.

    Halifax Share Dealing Limited

    Lloyds and Lloyds Bank are trading names of Halifax Share Dealing Limited. Lloyds Bank Direct Investments Service is operated by Halifax Share Dealing Limited. Registered Office: Trinity Road, Halifax, West Yorkshire, HX1 2RG. Registered in England and Wales no. 3195646. Halifax Share Dealing Limited is authorised and regulated by the Financial Conduct Authority under registration no. 183332. A member of the London Stock Exchange and an HM Revenue & Customs Approved ISA Manager.

    Bank of Scotland plc

    Lloyds and Lloyds Bank are trading names of Bank of Scotland plc. Registered in Scotland No. SC327000. Registered Office: The Mound, Edinburgh EH1 1YZ. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 169628. registration number 169628.

    Lloyds Bank Insurance Services Limited​

    Lloyds and Lloyds Bank are trading names of Lloyds Bank Insurance Services Limited, Registered in England and Wales No. 968406, Registered Office: 25 Gresham Street, London EC2V 7HN. Authorised and regulated by the Financial Conduct Authority. Financial Services Register Number 310738.

    Lloyds Bank General Insurance Limited​

    Lloyds and Lloyds Bank are trading names of Lloyds Bank General Insurance Limited. Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 204373. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. 

    Embark Investment Services Limited

    Embark Investment Services Limited, a company incorporated in England and Wales (company number 09955930) with its registered office at 33 Old Broad Street, London, EC2N 1HZ. Embark Investment Services Limited is authorised and regulated by the Financial Conduct Authority (Financial Services Register number 737356).

Our products and services

At Lloyds, we offer a range of products and services to support our customers. Some of these are arranged or provided by other organisations. You can find information on products and services currently available.

Current as of June 2026.

  • Lloyds and Lloyds Bank are trading names of Lloyds Bank plc. Registered office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065. Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278.

    Club Lloyds and Lloyds Premier Lifestyle Benefits are administered by Blackhawk Network EMEA Limited, on behalf of Lloyds Bank. Registered office Westside, London Road, Hemel Hempstead, Hertfordshire, United Kingdom, HP3 9TD. Company number 04155659.

    Disney Plus and the Disney+ logo are registered trademarks of Disney Enterprises Inc.

    Bupa Digital Family GP and wellbeing subscription and the My Bupa App are provided by Bupa Insurance Services Limited which is authorised and regulated by the Financial Conduct Authority (FCA). Registered in England and Wales at 1 Angel Court, London, EC2R 7HJ. Its company number is 3829851. VAT Registration Number: 239751641.

    The Bupa Digital Family GP and Wellbeing product and services are not regulated by the FCA.

    The Digital GP, Mental Health and Musculoskeletal services are provided by Bupa Occupational Health Limited who work with American Well Corporation UK Limited (Trading as “Silvercloud”) and Physitrack PLC.

    Bupa Occupational Health Limited is registered in England and Wales at 1 Angel Court, London EC2R 7HJ. Its company number is 631336. American Well Corporation UK Limited is registered in England and Wales at 124 City Road, London, England, EC1V 2NX. Its company number is 10960422. Physitrack PLC is registered in the United Kingdom at 6th Floor 125 London Wall, London, United Kingdom, EC2Y 5AS. Its company number is 08106661.

    The Wellbeing Services are provided by Bupa and Spectrum Wellness UK Limited.

    Spectrum Wellness UK Limited is registered in England and Wales at Huckletree Ancoats, 9 Great Ancoats St, Manchester, M4 5AD. Its company number is 11815511.

  • Travel insurance cover is underwritten by AWP P&C S.A., a company registered in France with ID No. 519490080 RCS Paris, registered office: 7 Rue Dora Maar, 93400 Saint-Ouen, France acting through its UK Branch, AWP P&C (UK Branch), Registered Branch No.BR015275, registered office: 102 George Street, Croydon CR9 6HD. AWP P&C S.A. is authorised and regulated by L’Autorité de Contrôle Prudentiel et de Résolution. Deemed authorised by the Prudential Regulation Authority (PRA). Subject to regulation by the Financial Conduct Authority (FCA) and limited regulation by the PRA.

    Sections 1 to 15 of the travel insurance are administered in the UK by Allianz Assistance, a trading name of AWP Assistance UK Ltd. Registered in England, registration No. 1710361, registered office: 102 George Street, Croydon CR9 6HD. AWP Assistance UK Ltd is authorised and regulated by the FCA under registration no. 311909.

    Section 16, Financial Failure cover: Sedgwick International UK are appointed by AWP P&C S.A. to handle claims and complaints relating to financial failure. Sedgwick International UK registered in England, Registration No. 00159031 Registered Office: 30 Fenchurch Street, London EC3M 3BD. Sedgwick International UK is an Appointed Representative of Sedgwick UK Regulated Activities Limited registered in England under the Financial Conduct Authority register number 845686.

    Allianz Assistance acts as an agent for AWP P&C S.A. for receiving money from customers, settling claims and handling premium refunds.

    AA Breakdown Family Cover is provided by Automobile Association Developments Limited (trading as AA Breakdown Services).

    Automobile Association Developments Limited (trading as AA Breakdown Services) is an insurer of Breakdown assistance services cover that is exempt from authorisation under the Financial Services and Markets Act 2000. Registered office: The AA, Plant, Basing View, Basingstoke, RG21 4HG. Registered in England and Wales number 01878835.

    Automobile Association Insurance Services Limited is an insurance intermediary authorised and regulated by the Financial Conduct Authority. Registered Office: The AA, Plant, Basing View, Basingstoke, RG21 4HG. Registered in England and Wales number 2414212.

    AA Underwriting Insurance Company Limited is authorised by the Financial Services Commission, Gibraltar. Registered office: Unit 2.1 Waterport Place, 2 Europort Road, Gibraltar, GX11 1AA. AA Underwriting Insurance Company Limited is a member of the Association of British Insurers. Registered Number 106606 (Gibraltar).

    Mobile Phone insurance is administered by Lifestyle Services Group Limited (LSG) and underwritten by Assurant General Insurance Limited. It has been arranged and is administered by Lifestyle Services Group Limited (Financial Services Register no. 315245) with the insurer: Assurant General Insurance Limited (Financial Services Register no. 202735).

    Home Emergency Cover, provided to Lloyds Bank Premier Current Account customers, is underwritten by Inter Partner Assistance S.A. and the services are provided on their behalf by AXA Assistance (UK) Limited, which is authorised and regulated by the Financial Conduct Authority (firm register number 439069).

    AXA Assistance (UK) Limited and Inter Partner Assistance S.A. This policy is underwritten by Inter Partner Assistance S.A., which is authorised and regulated by the National Bank of Belgium, with a registered head office at Boulevard du Régent 7, 1000 Brussels, Belgium. Authorised by the Prudential Regulation Authority (firm reference number 202664). Subject to regulation by the Financial Conduct Authority and limited regulation by the Prudential Regulation Authority.

    Both AXA Assistance (UK) Limited and Inter Partner Assistance S.A. UK branch office address is 106-118 Station Road, Redhill, RH1 1PR. Both companies are part of the AXA Group.

  • Lloyds and Lloyds Bank are trading names of Lloyds Bank plc. Registered office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065. Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278.

  • Lloyds and Lloyds Bank are trading names of Lloyds Bank plc. Registered office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065. Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278.

  • Lloyds and Lloyds Bank are trading names of Lloyds Bank plc. Registered office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065. Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278.

    Car leasing is exclusively provided by Lex Autolease Limited. Lloyds Bank plc act as a credit broker not the lender. Lex Autolease Limited. Registered office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No: 1090741

  • New Lloyds mortgages are provided by Bank of Scotland plc. Lloyds Bank plc and Bank of Scotland plc are both part of Lloyds Banking Group.

    Lloyds and Lloyds Bank are trading names of Bank of Scotland plc. Registered in Scotland No. SC327000. Registered Office: The Mound, Edinburgh EH1 1YZ. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 169628.

    Lloyds and Lloyds Bank are trading names of Lloyds Bank plc. Registered office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065. Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278.

  • Lloyds and Lloyds Bank are trading names of Lloyds Bank plc. Registered office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065. Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278.

  • The Lloyds Bank Direct Investments Service is operated by Halifax Share Dealing Limited. Registered Office: Trinity Road, Halifax, West Yorkshire, HX1 2RG. Registered in England and Wales no. 3195646. Halifax Share Dealing Limited is authorised and regulated by the Financial Conduct Authority under registration number 183332. A Member of the London Stock Exchange and an HM Revenue & Customs Approved ISA Manager.

    Ready-Made Investments is provided by Embark Investment Services Limited (EISL) which is a wholly owned subsidiary of Embark Group Limited and part of Lloyds Banking Group. EISL is a company incorporated in England and Wales (company number 09955930) with its registered office at 33 Old Broad Street, London, EC2N 1HZ. Embark Investment Services Limited is authorised and regulated by the Financial Conduct Authority (Financial Services Register number 737356).

  • The Lloyds Bank Self-Invested Personal Pension (SIPP) and Ready-Made Pensions are provided by Embark Investment Services Limited (EISL), which is a wholly owned subsidiary of Embark Group Limited and part of Lloyds Banking Group. EISL is a company incorporated in England and Wales (company number 09955930) with its Registered Office at 33 Old Broad Street, London, EC2N 1HZ. EISL is authorised and regulated by the Financial Conduct Authority (Financial Services Register number 737356).

    Dealing and stockbroking administration services for the Lloyds Bank Self-Invested Personal Pension (SIPP) are provided by Halifax Share Dealing Limited (HSDL), which is a wholly owned subsidiary of Embark Group Limited and part of Lloyds Banking Group. HSDL is a company incorporated in England and Wales (company number 3195646) with its registered office at: Trinity Road, Halifax, West Yorkshire, HX1 2RG. HSDL is authorised and regulated by the Financial Conduct Authority (Financial Services Register number 183332). HSDL is a member of the London Stock Exchange and an HM Revenue & Customs Approved ISA Manager.

    Our retirement partner for our Personal Pensions is Scottish Widows, who are part of Lloyds Banking Group. Scottish Widows Limited (company number 03196171) is a company registered with the Registrar of Companies for England and Wales. Our registered office is at 25 Gresham Street, London, EC2V 7HN. Scottish Widows Limited is authorised by the Prudential Regulatory Authority and regulated by the Financial Conduct Authority and Prudential Regulatory Authority, register no. 181655.

  • Lloyds Bank Home Insurance is underwritten by Lloyds Bank General Insurance Limited. Lloyds is a trading name of Lloyds Bank General Insurance Limited. Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 204373.

    Lloyds Bank Home Insurance is arranged and administered by Lloyds Bank Insurance Services Limited. Registered in England & Wales No 968406. Registered office: 25 Gresham Street, London EC2V 7HN. Authorised and regulated by the Financial Conduct Authority. 

    Both Lloyds Bank Insurance Services Limited and Lloyds Bank General Insurance Limited are part of Lloyds Banking Group. 

    Legal Expenses cover is administered by Arc Legal Assistance Limited and underwritten by Intact Insurance UK Limited (No. 00093792). Registered in England and Wales at 22 Bishopsgate, London, EC2N 4BQ. 

    Both Lloyds Bank General Insurance Limited and Intact Insurance UK Limited are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

    Home Emergency cover is underwritten by AWP P&C SA and is administered in the UK by Allianz Assistance. Allianz Assistance is a trading name of AWP Assistance UK Ltd, 102 George Street, Croydon CR9 6HD. AWP Assistance UK Ltd is authorised and regulated by the Financial Conduct Authority (FCA). AWP P&C SA is authorised and regulated by L’Autorité de Contrôle Prudentiel et de Résolution in France. Deemed authorised by the Prudential Regulation Authority (PRA). Subject to regulation by the FCA and limited regulation by the PRA. Details of the Temporary Permissions Regime, which allows EEA-based firms to operate in the UK for a limited period while seeking full authorisation, are available on the FCA’s website.

  • Lloyds Bank Car Insurance and Lloyds Bank Van Insurance are arranged, administered and underwritten by AXA Insurance UK Plc which is registered in England and Wales registered number 078950 and authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 202312. Registered address is 20 Gracechurch Street, London EC3V 0BG.

    Legal cover is underwritten by AXA Insurance UK Plc and administered by Arc Legal.

    Protection for no claims discount and courtesy car upgrade are underwritten and administered by AXA Insurance UK Plc.

    Breakdown cover is underwritten by Inter Partner Assistance S.A. Inter Partner Assistance S.A is authorised and regulated by the National Bank of Belgium, with a registered head office at Boulevard du Regent 7, 1000 Brussels, Belgium. Authorised by the Prudential Regulations Authority (form reference number 202664). Subject to regulation by the Financial Conduct Authority and limited regulation by the Prudential Regulation Authority. by Inter Partner Assistance S.A. UK branch office address is 106-118 Station Road, Redhill, RH1 1PR. Inter Partner Assistance S.A is part of the AXA Group.

  • Lloyds Pet Insurance is arranged and administered by Agria Pet Insurance Ltd and underwritten by AGRIA Försäkring and Ecclesiastical (dog only).

    Agria Pet Insurance Ltd is authorised and regulated by the Financial Conduct Authority, Financial Services Register number 496160. Agria Pet Insurance Ltd is registered and incorporated in England and Wales with registered number 04258783. Registered office: First Floor, Blue Leanie, Walton Street, Aylesbury, Buckinghamshire, HP21 7QW.

    Agria Försäkring is the UK branch of Försäkringsaktiebolaget Agria (publ) who are registered in Sweden with Company Registration Number 516401-8003. Registered office: Box 703 06, 107 23 Stockholm, Sweden. Försäkringsaktiebolaget Agria (publ) is authorised and regulated by Finaninspektionen in the jurisdiction of Sweden. Authorised by the Prudential Regulation Authority. Subject to regulation by the Financial Conduct Authority and limited regulation by the Prudential Regulation Authority (Firm Reference Number 623469). Details about the extent of our regulation by the Prudential Regulation Authority are available from us on request.

    Ecclesiastical Insurance Office plc (EIO) Reg. No. 24869. Registered in England at Benefact House, 2000 Pioneer Avenue, Gloucester Business Park, Brockworth, Gloucester, GL3 4AW, United Kingdom. EIO is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Firm Reference Number 113848.

  • Health Plan is underwritten, arranged and administered by Vitality Health Limited.

    Vitality Health Limited (registration number 05051253) is the insurer that underwrites the Health Plan. Vitality Corporate Services Limited (registration number 05933141) arranges and administers Health Plans. Registered offices at 3 More London Riverside, London, SE1 2AQ. Registered in England and Wales.

    Vitality Corporate Services Limited is authorised and regulated by the Financial Conduct Authority. Vitality Health Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

  • Scottish Widows provide our life insurance and protection policies and are part of Lloyds Banking Group.

    Scottish Widows Limited. Registered in England and Wales No. 3196171. Registered office in the United Kingdom at 25 Gresham Street, London EC2V 7HN. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Financial Services Register number 181655.

  • Lloyds and Lloyds Bank are trading names of Lloyds Bank plc. Registered office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065. Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278.

    To offer you Lloyds Travel Booking service we have partnered with Hopper Inc. (Hopper). Hopper is an online travel agency which is not part of Lloyds Banking Group. Hopper manages the travel bookings, and their terms and conditions will apply. Hopper Terms and Conditions.

    Lloyds Bank plc for UK personal customers, or Lloyds Bank Corporate Markets plc, using the business names Lloyds International, Lloyds Bank International, Lloyds International Private Banking, and Lloyds Bank International Private Banking, for customers with personal products held in Jersey, Guernsey and the Isle of Man.

  • Lloyds Wealth is a trading name of Lloyds Wealth Management Limited. Registered office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 11722983. Authorised and regulated by the Financial Conduct Authority under registration number 830170.

    Lloyds and Lloyds Bank are trading names of Lloyds Bank plc. Registered office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065. Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278.

    Lloyds Bank Insurance Services Limited, registered in England and Wales No 968406 with registered office: 25 Gresham Street, London EC2V 7HN. Authorised and regulated by the Financial Conduct Authority.

    Lloyds power of attorney services and will writing

    Lloyds power of attorney services are provided by Hugh James Solicitors in England and Wales, and Brodies Solicitors (Brodies LLP) if you are permanently resident in Scotland.

    Lloyds will writing services are provided by Hugh James Solicitors in England and Wales, and Brodies Solicitors (Brodies LLP) if you are permanently resident in Scotland.

    If you choose our services, we'll take you to their website. Referrals are made by Lloyds Bank plc, which is part of Lloyds Banking Group.

    Hugh James is authorised and regulated by the Solicitors Regulation Authority (SRA Number: 303202) and is authorised and regulated by the Financial Conduct Authority (FCA Number: 231167).

    Brodies LLP ("Brodies") is a limited liability partnership (incorporation no: SO300334) incorporated under the Limited Liability Partnership Act 2000 and having its registered office at Capital Square, 58 Morrison Street, Edinburgh EH3 8BP, Scotland, UK. We are regulated by the Law Society of Scotland and authorised and regulated by the Solicitors Regulation Authority (650996).

    Personal tax service - EY TaxChat

    The UK firm Ernst & Young LLP (“EY UK”) is a limited liability partnership registered in England and Wales with the registration number OC300001. Its principal place of business and registered office is 1 More London Place, London SE1 2AF. EY UK is a member firm of Ernst & Young Global Limited. TaxChat is a registered trademark of EY.

Customers with accounts held in Jersey, the Bailiwick of Guernsey and the Isle of Man can find relevant company informationcompensation scheme details and online banking terms and conditions on the Lloyds International website.