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Free independent help and advice

You can get independent and free advice to help you with money worries from many organisations, including:

PayPlan Live Again logo

PayPlan, Live Again

PayPlan offers free and confidential money advice that can help you to take back control of your finances.

They offer advice by phone, email and live chat making it quick and easy to access the advice you need.

Arrange a call or email back from PayPlan

The Money Advice Service Logo

The Money Advice Service

Set up by the UK government,  MAS offers free and impartial money advice.

It can provide information to help you decide the best way to take things forward and keep your payments on track.

It also suggest organisations which provide debt management services or providers who can help you keep on top of your money.

Visit The Money Advice Service website

StepChange Debt Charity logo

StepChange Debt Charity

StepChange Debt Charity is a registered charity offering free, confidential advice and support to anyone who is worried about debt.

Their free counselling and debt advice can help you get back in control of your money and move forward with your life.

Visit StepChange Debt Charity website

Citizens Advice logo

Citizens Advice

Citizens Advice provides free, confidential, impartial information and advice on a wide range of debt and benefits issues face to face.

Check your local phone book or Yellow Pages for your nearest Citizens Advice.

Visit the Citizens Advice website

National Debtline Logo

National Debtline

National Debtline gives free debt advice by phone and online to people across the UK.

Visit National Debtline website