INSURANCE
It's reassuring to know you've got cover should something unexpected happen. Take a closer look at the cover we offer.
Frequently asked insurance questions
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Insurance is a type of financial product that protects your property against the risk of loss damage or theft. You can also protect your life in case you die or fall seriously ill. When you buy insurance, you transfer the cost of a potential loss to the insurance company in exchange for a fee. Insurance companies then pay out if there is a claim. If you don’t make a claim, you won’t get your money back.
Some types of insurance you have to take out by law such as car insurance.
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Home Insurance can protect you from the cost of damage to the structure of your home and what’s inside.
There are three main types of home insurance:
- Buildings. Covers the building itself.
- Contents. Covers the things inside your home
- Combined. Covers both buildings and contents together.
You’ll be covered if your items or home is damaged by an event that’s covered in your policy. These events usually include fire, flood, storm or theft. More about Home Insurance.
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Life insurance can give you protection and peace of mind, in case the unexpected happens. If you were to die your life insurance can pay out a cash lump sum which could help you or your loved ones to cope financially. Check out our life insurance page.
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Critical illness cover pays out a cash lump sum if you are diagnosed with an illness covered by your policy before it ends. It could help you and your loved ones meet day-to-day costs and let you focus on your own health and wellbeing. Take a look at our critical illness cover page.
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It’s reassuring to know you’re covered should the unexpected happen. Car insurance can pay out if your car is stolen, vandalised, catches fire or you are involved in an accident. It protects you against any damage you cause to other road users or property. Your level of cover depends on the type of policy you take out. Discover more about Car Insurance.
Important legal information
Lloyds Bank plc. Registered office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065. Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278.