for car insurance

Lloyds Bank Car Insurance is underwritten by a panel of insurers and is arranged and administered by BISL Limited. When getting a quote online you’ll be taken to BISL Limited’s online site with a new privacy and cookie policy.

Why choose Lloyds Bank Car Insurance?

With Lloyds Bank car insurance you get:

  • Affordable cover with a brand you know and trust
  • Annual or monthly premium options so you stay in control of the costs (subject to status)
  • Battery (whether your battery is owned or leased) and charging cable cover for electric cars as standard
  • A range of optional additional cover options including Motor Legal Protection, RAC Breakdown Cover, No Claims Discount Protection and Keycare.
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Our car Insurance Products

Not sure what the right level of car insurance cover is for you?


All our policies come with great benefits.


  • Emergency Claims Helpline – if you need to make a claim you can get in touch with us 24/7.
  • 60 Days European Union Cover - drive in the EU and enjoy the same level of cover that you get in the UK.
  • No Claims Discount - get rewarded for driving carefully (minimum premiums apply).
  • Electric cars – get accidental damage, fire and theft cover for batteries (whether your battery is owned or leased) and charging cable as standard.

And if you take out a comprehensive policy, you’ll also enjoy these extra benefits:

  • 3 year guarantee on approved claims repairs
  • 24-hour emergency windscreen helpline
  • New car replacement – if a car you bought new in the last 12 months is stolen and not recovered
  • Vandalism cover – so if your car is damaged maliciously, you're still protected
  • Courtesy car – whilst your car is at one of our approved repairers. Subject to availability and eligibility.

Terms, conditions and exclusions

Please note that terms, conditions and exclusions apply to all car insurance benefits. In the event of a claim normal Excess applies and No Claims Discount may also be affected. For more information please refer to the relevant Insurance Product Information Document: Comprehensive (PDF, 210KB), Third Party (PDF, 210KB), Third Party Fire and Theft (PDF, 209KB).

Get peace of mind with optional extras

We offer additional cover options. You can upgrade your car insurance policy from our range of additional cover options. Here are the optional upgrades you can choose from:

Find out more about optional extras

Terms, conditions and exclusions apply.

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Important legal information

Lloyds Bank plc. Registered office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065. Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278.

Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS).